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Function documentationPayment Details

 

You can use the payment details function to post the amounts that incur during the life cycle of an account (such as charges and interest) to any account you wish. To do so, you store the account as payment details.

Note Note

As an alternative to the payment details, you can also use the Payment Advice function. The attributes of the underlying account product govern which method you can use for an account.

End of the note.
Use

You can use payment details for the following processes, functions, and orders for accounts.

Processes

  • Account Settlement

    Example Example

    You want to post the credit interest that the system calculates during the periodic settlement of an account to a savings accounts, and not to the settled checking account.

    End of the example.
Functions

  • Account Billing

    Example Example

    You want to schedule a loan account for billing runs to bill due items (such as installments and charges) to another account of the borrower.

    End of the example.

  • Time Deposits

    Example Example

    You want to credit the revenues from a time deposit agreement to an account other than the time deposit account.

    End of the example.
Orders in Order Management

  • Account closure

    Example Example

    You do not want to clear the remaining balances of a closed account in cash, but debit or credit it to another account.

    End of the example.

  • Notice on Amount

    Example Example

    You want to credit the deposit for which notice has been giver to an account other than the savings account.

    End of the example.

  • Withdrawal with Settlement

    Example Example

    You neither want to post a withdrawn amount and the interest that it has incurred to the account for which there was an unscheduled settlement, nor pay it out in cash. Instead, you wan to post it to another account.

    End of the example.

Prerequisites

Account Product:

  • For the account product, in Customizing for Account Management under Start of the navigation path Product Management Next navigation step Create Account Product End of the navigation path, you have defined the attributes under the grouping attributes Payment Details and Settlement Payment Details, in addition to the attributes of the account category (such as time deposit).

Account for Posting

  • You have created all the accounts that you wish to use as payment details in the account-managing system.

Payment Details for Postings of Settlement Results

  • In Customizing for Account Management (FS-AM) under Start of the navigation path Product Management Next navigation step Settlement Next navigation step Define Payment Detail Types for Settlement Postings End of the navigation path, you have defined customer-specific payment detail types and assigned one or more posting types.

    Note Note

    All payment detail types for settlement postings must be based on the standard payment details category 200000 Complete Settlement and start with the number 2.

    End of the note.
Payment Details for Postings from Account Billing

  • In Customizing for Account Management (FS-AM) under Start of the navigation path Product Management Next navigation step Billing Next navigation step Define Payment Detail Types for Billing End of the navigation path, you have defined customer-specific payment detail types and assigned one or more posting types.

    Note Note

    All payment details types for billing postings are automatically based on the payment details category 260001 Installment Collection - Loans. You only assign a calculation category and a clearing category to the payment details type. As an option, you can also assign a condition type.

    End of the note.

Features

Payment Details for Settlement Postings

You define the payment details for the Account Settlement process using the payment details type and the account details on the Payment Details tab page, in the Settlement Payment Details group box of the account.

  • Post all settlement postings to one single account:

    SAP supplies the standard payment details type 200000 Complete Settlement, that applies for all posting types.

    Example Example

    You wish to post all types of interest and charges to one account.

    End of the example.

  • Post different types of settlement postings to different accounts:

    The more payment details types you have created in Customizing, the more you can control the posting of individual settlement results to different accounts. The system uses the posting type to determine the medium, transaction type, and - as an option - a payment method to post the amounts.

    Example Example

    You have defined a payment details type for debit interest and one for credit interest, so that you can post this each to a different account.

    End of the example.

For more information about the posting logic for account settlements, see Posting Settlement Results.

Payment Details for Postings that Are Not Relevant for Settlement

Payment details for postings that are not relevant for settlement are based on the payment details categories supplied by SAP, the account details, and (optionally) other information (such as the transaction type).

Note Note

You can name payment details categories according to your customer-specific requirements in Customizing for Account Management by choosing Start of the navigation path General Settings Next navigation step Edit Descriptions for Payment Details Categories End of the navigation path.

End of the note.

The respective processing process governs where you store the payment details for postings that are not relevant for settlement.

Order Processing in Order Management

In the following cases, you define the payment details using the payment details categories supplied by SAP and the account details in order processing for the account on the Payment Details tab page in the group box Payment Details:

  • Account closure

    The payment details specified in order processing for Close Account BCA_OR_TOC are automatically based on the payment details category 100000 Account Closure.

    Note Note

    You can default the payment details for the account closure in the account contract on the Account Closure tab page in the group box Payment Details.

    End of the note.

    For more information, see Editing Payment Details.

  • Notice on Amount

    The payment details specified in order processing for Give Notice on Amount BCA_OR_NOW are automatically based on the payment details category 100001 Notice on Amount.

    For more information, see Editing Payment Details.

  • Withdrawal with Settlement

    The payment details specified in order processing for Withdrawal with Settlement BCA_OR_WWS are automatically based on the payment details category 100100Withdrawal with Settlement.

    Note Note

    Note that for cash settlement, you can store an account symbol as payment details in Customizing and overwrite the payment details with the BAdI Payment Details for Withdrawal with Settlement.

    For more information, see Withdrawal with Settlement.

    End of the note.
Account Processing

In the following cases, you define the payment details using the payment details categories supplied by SAP and the account details in the account on the Payment Details tab page in the group box Payment Details:

  • Account Billing for Loans

    Use the payment details categories 500000 Disbursement - Loans and 260001 Installment Collection - Loans.

    Note Note

    You can further differentiate the payment details category 260001 with a payment details type, such us 000005 Interest and Repayment.

    End of the note.

  • Revenues from Time Deposits

    In the group box Payment Details, use the payment details category 250001 Time Deposits.

For more information, see Editing Payment Details.

More Information

For information about payment details for card contracts, see Payment Details.

For information about payment details for card pool contracts, see Payment Details.

For information about payment details for master contracts, see Payment Details.