Account Settlement

Business object in Account Management (FS-AM) that determines the interest and charges that are calculated and posted periodically for accounts.

Account settlements are carried out at regular intervals in the context of the periodic tasks. You can set an appropriate settlement frequency (time periods) for all account contracts of a product or individually on the account contract.

There are two forms of account settlement that mutually exclude each other. They are represented as features in the product, where you can choose one of them:

Standard account settlement: You can carry out a standard account settlement for accounts with the feature 003.
Extended account settlement: You can carry out an extended account settlement for accounts with the feature 018.

You make the settings for the standard account settlement in account processing on the Settlement tab page. You make the settings for the extended account settlement in account processing on the Extended Settlement tab page.

Note Note

For more information, see Extended Account Settlement

End of the note.

You use the same transactions and reports for executing and processing a standard account settlement and an extended account settlement.

Structure

You can call up the following transactions in dialog mode:

Single Processing

Transaction Code	Short Description
BCA_ACBAL_NEXT_DATE	Edit account settlement dates
BCA_ACBAL_ACC_S	Execute account closure
BCA_ACBAL_REVS	Reverse account settlement
BCA_ACBAL_INT_FEES	Display interest scale and charges
BCA_ACBAL_INT_SCALE	Display interest scale
BCA_CN_KFG	Display settled periods
BCA_ACBAL_SIMPAST_S	Simulate account settlement in closed period

Mass Processing

Transaction Code	Short Description
BCA_ACBAL_ACC_M	Execute account closure
BCA_ACBAL_STYPE	Execute alternative account settlement
BCA_ACBAL_REVM	Reverse settlement
BCA_ACBAL_SIMPAST_M	Simulate account settlement in closed period
BCA_ACBAL_EXCL_CN	Exclude contract from settlement

You can call the following methods using BAPI Explorer:

Method	Short Description
AccountSettlementAM.CalculateInterestFeeSingle	Direct interest and charge calculation
AccountSettlementAM.CreateChangeEvent	Edit settlement dates
AccountSettlementAM.GetDetail	Read account settlement details
AccountSettlementAM.GetEvent	Read next due date
AccountSettlementAM.ReverseSingle	Individual reversal
AccountSettlementAM.StartSingle	Start individual settlement

You can use enterprise services of the business object Bank Account Settlement. For more information, see SAP Help Portal at Start of the navigation path http://help.sap.com/ Next navigation step SOA SAP for Industries SAP for Banking Enterprise Services for banking services from SAP End of the navigation path .

Customer Enhancements

The following Business Transaction Events (BTE) are available to you for account settlements: For an overview of the BTEs, use transaction fibf (Business Transaction Events):

Process BTE	Short Description
0BCA4000	Mass run parameters
0BCA4005	Different settlement data
0BCA4015	Authorization checks for settlement
0BCA4020	Capital yield tax
0BCA4030	Condition differentiation values
0BCA4040	Settlement payment items
0BCA4050	Event-controlled settlement
0BCA4060	Revenues - available balance series
0BCA4065	Revenues - notice on remaining amount
0BCA4080	Interest periods - settlement type 02 (alternative)
0BCA4100	Additional information
0BCA4150 (obsolet ab 5.0)	Change settlement postings (credit commission)
0BCA4180	Customer-specific data in settlement reversal
0BCA4350	Access postings in GetDetail
0BCA4355	Access interest income tax in GetDetail
0BCA4400 (obsolet ab 5.0)	Bonus calculation in settlement
0BCA4450 (obsolet ab 5.0)	Interest penalty
0BCA4470	Read/further process settlement data
0BCA4480	Refresh settlement data in customer table
0BCA4500 (obsolet ab 5.0)	Rounding of settlement results
0BCA4510 (obsolet ab 5.0)	Compress settlement details
0BCA4520 (obsolet ab 5.0)	Transfer calculation base to form aggregates
0BCA4530 (obsolet ab 5.0)	Change determination period for account determination
0BCA4540 (obsolet ab 5.0)	Determine conditions
0BCA4550	Currency translation of amount limits

Note Note

As of SAP Banking Services 5.0, you can use a number of BAdIs in the Enhancement Spot BCA_SETTL_CALC instead of the obsolete BTEs.

End of the note.

Integration

Before you can choose the Extended Account Settlement feature, in Customizing for Account Management, you must execute the following Customizing activities under Start of the navigation path Product Management Next navigation step Settlement Extended Settlement End of the navigation path :

Define settlement tracks
Assign settlement track to settlement type
Define time periods for settlement track
Define days of month for time periods

You must assign conditions to every contract that is to be settled.

In Customizing for Account Management under Start of the navigation path Item Management Next navigation step Basic Functions Assign Transaction Types to Posting Types End of the navigation path , you must define the required transaction types.

More Information

Process flow of account settlement