Creating a Mortgage Loan 
Use
You can create an application, contract offer or contract.
For more information, see Mortgage Loan: Processing.
Procedure
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1. Choose New Business ® Mortgage Loan ®Application/Contract Offer/Contract ® Create.
The Create Application/Contract Offer/Contract: Initial Screen appears.
When creating an application/contract offer/contract, you have the following options:
Enter all the master data for the application/offer/contract manually.
Copy all the relevant master data from an application/offer/contract that has already been created.
Choose Copy from... . In the Copy Contract screen, enter the application/offer/contract for the loan you want to copy. The following master data can be copied:
- Conditions
- Collateral
- Loan partner
The system only copies data from the partner that is currently assigned to the loan. You can see which partner is currently valid for the loan in the Partner List on the Partner tab page. By choosing History you can display all the other partners that have been assigned to the loan previously or are assigned for the future and that are not copied here using the Copy from function.
- Objects
- Encumbrances
- User fields
When you copy the master data, certain fields are not copied (the fields of the structure RVDARL_CLEAR in the data dictionary). This is the standard setting. However, by adding an append structure to this structure, you can define other fields to be excluded when the data is copied to the master data screens. These fields do not contain default values in the new transaction. You will find additional information under Creating an Append Structure for the Master Data.
c. You can copy the data for the application, offer or contract from a sample loan. In this case, you copy predefined settings. These settings can then be adapted to meet specific customer requirements.
In the Reference data section, enter the number of the sample loan. Choose Enter.
You can only transfer data from a sample loan if a sample loan has been defined. (You create sample loans by choosing Sample loan.)
2. Enter the company code and product type. Depending on your Customizing settings, either the system or the user assigns the Loan Number. Choose Enter.
a. In the Business Partner Search dialog box, you can enter selection criteria for existing business partners. A list of partners corresponding to your selection appears.
Select your relevant loan partner from the
list. The 
SAP Business
Partner administration screen appears.
b. To create a new partner, enter the name of the partner in the Business Partner Search dialog box. Choose Enter. You can select from the following buttons:
Create Natural Person / Create Organization / Create Group
Choose the relevant function. The administration screen appears.
3. Enter the relevant partner data, or make any necessary changes to the existing data and choose Copy.
4. The Create Application/Contract Offer/Contract: screen appears, where you can enter the following loan details:
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a. Basic Data Key data, evaluation data, organization data, data relating to syndicates/assignments, reference data
b. User Exit 14
c. Conditions: Key data, contract/effective interest, offer/acceptance, notice
You can enter one or several offers under each contract offer number. Each offer corresponds to a draft contract with a specific set of conditions, commitment capital, repayment type and interest calculation method. This allows you to present the borrower with various alternative contract offers.
To create additional offers, choose Next offer on the Conditions tab.
d. Objects Create object, assign object, encumbrances (basic data, additional data and special arrangements)
e. Collateral: Create and assign collateral.
f. Correspondence File number, dunning, external account statement, interest certificate
g. Partners
From the Create Application/Contract Offer/Contract screen, you can branch the following screens:
¡ File
¡ Process Memo
5. Save your entries. The loan has Application/Contract Offer/Contract status.
