Standing Order

Business object of the Account Management (FS-AM) system depicting a periodically generated payment order credited to or debited from one or more recipient accounts. Standing orders with one recipient item are called single or individual standing orders, and those with multiple order recipient items, are called collective standing orders. You can differentiate between standing orders with a fixed amount (where the amount is always the same) and those with a variable amount.

For more information, see Standing Orders With Fixed and Variable Amounts..

Structure

In Account Management, the standing order is a feature of the account. For more information about editing account contract features, see Editing Features. In addition, the standing order has a feature attribute in the product. For more information about product attributes and their characteristics, see: Product.

You manage standing orders for each account on a time-dependent basis. For more information about time dependency, see Customizing for Account Management (FS-AM) under Start of the navigation path Technical Documentation for Account Management (FS-AM) Next navigation step Concepts and Guidelines Time Dependency Standing Order End of the navigation path .

The transaction type forms the basis of a standing order. You define transaction types in Customizing for Account Management (FS-AM) under Start of the navigation path Item Management Next navigation step Basic Functions Transaction Types and Transaction Type Groups Maintain and Assign Transaction Types for Payment Items End of the navigation path .

Methods

In Account Management (FS-AM), you can use one of the following channels for processing objects:

Dialog
Business Application Programming Interface (BAPI)
Direct Input (DI)
Enterprise Services

The following overview shows which methods of a standing order can be called up via which channel:

Method	Channel
	Dialog	BAPI	DI	Services
Create standing order	x	x	x	x
Display standing order	x			x
Change standing order	x	x	x	x
Delete standing order	x	x	x	x
Execute standing order	x
Query standing order data		x
Select standing orders	x	x		x
Archive standing orders	x

Dialog

You can call the following transactions in dialog mode:

Transaction Code	Short Description
BCA_SO_CREATE	Create standing order
BCA_SO_CHANGE	Change standing order
BCA_SO_DISP	Display standing order
BCA_SO_DELETE	Delete standing order
BCA_SORD_RUN	Execute standing order
BVW_STANDORDER	Display archived standing orders

Business Application Programming Interface (BAPI)

You can call the following methods using BAPI Explorer:

Method*	Short Description
StandingOrder.Change	Change standing order
StandingOrder.Create	Create standing order
StandingOrder.GetDetail	Query standing order data
StandingOrder.GetList	Select standing orders

* You can also execute the first three methods as a test run.

Direct Input

To migrate standing orders, yu can create them using external data transfer (EDT) and direct input. For more information, see Customizing for Account Management (FS-AM) under Start of the navigation path Technical Documentation for Account Management (FS-AM) Next navigation step Concepts and Guidelines Migration Migration Objects Standing Order End of the navigation path .

Customer Enhancements

You can find the Business Add-Ins (BAdIs) that are available for standing orders in Customizing for Start of the navigation path Order Management Next navigation step Standing Order Business Add-Ins (BAdIs) End of the navigation path .

Enterprise Services

You can use enterprise services of the business object Standing Payment Instruction.

For more information, see SAP Help Portal at http://help.sap.com/bankingservices Start of the navigation path Integration & Analytics Information Next navigation step Enterprise Services Documentation Standing Payment Instruction Processing End of the navigation path .

Integration

Customizing

You make the settings for standing orders in Customizing for Account Management (FS-AM) under Start of the navigation path Order Management Next navigation step Standing Order End of the navigation path .

You make the settings for correspondence under Start of the navigation path Order Management Next navigation step Payment Order Correspondence End of the navigation path .

Checks Made by the System

When you create or change standing orders, the system checks whether the following conditions are met:

The required entry fields Transaction Type and Payment Method have been filled.
You have entered the required data for the ordering party (initial screen) and the order recipient. This depends on the selected transation type and the selected payment method.
You have entered at least one order recipient item.
You have entered a transaction amount and a transaction currency for standing orders with a fixed amount.
The maximum transfer amount for variable standing orders is not less than the minimum transfer amount.
The value or the total of the values for percentile execution (for variable standing orders) equals 100%.
You have specified how often and on which key date the standing order is to be executed (time periods).
You have stored an offsetting transaction type for the transaction type in the Customizing settings.
If you want to execute SEPA direct debits as standing orders, you must specify a recurring use mandate. You can only create SEPA direct debits as standing orders if you use an internal mandate.

Release Check

The system can check standing orders against the characteristic value of their release attributes. If the system identifies a standing order as being subject to release, it forwards it to the release workflow. For more information, see Release Object STOR (Standing Order).

Archiving

You can specify whether standing orders are archived or deleted physically from the database once a certain period of time has expired. You define this period of time for each bank posting area, transaction type, product category, and product in Customizing forAccount Management under Start of the navigation path Order Management Next navigation step Payment Order Archiving Define Residence Time for Payment Orders (object STANDORDER) End of the navigation path .

On the SAP Easy Access screen, you can display archived reconciliation data by choosing Start of the navigation path Financial Services Next navigation step Account Management Archiving Data Display Standing Orders (archiving object STANDORDER) End of the navigation path .

If you want to archive a standing order, the system checks whether the following requirements have been met:

The status of the standing order must be Deleted or Rejected.
All the payment orders generated by the standing order must be archived.
If there are multiple standing orders for an account and you wish to delete the standing order with the highest standing order number, the underlying account must be closed and the reactivation period must have expired (see Account Closure).
If you have implemented the Business Add-In (BAdI) Archivability of Standing Orders, the archiving status of archiving object Standing Order must be Archivable.

For more information about the Standing Order archiving object, see Customizing für Account Management under Start of the navigation path Technical Documentation for Account Management Next navigation step Concepts and Guidelines Archiving Archiving Objects STANDORDER - Standing Order End of the navigation path .

For more information about archiving, see Data Archiving and Deletion in Account Management (FS-AM).

Objects Generated by the System

Correspondence

Note Note

Before correspondence can be generated, you have to make settings for the correspondence tool in Customizing for Account Management under Start of the navigation path Tools Next navigation step Correspondence Tool End of the navigation path . For more information, see Correspondence in Account Management.

End of the note.

You can create the following types of correspondence for standing orders.

Execution of a standing order
- Confirmation of Execution (Correspondence Type BAS5)
  
  The system creates a confirmation of execution if you have made the following Customizing settings:
  - For individual standing orders: On the Time Period tab page of the corresponding standing order, you have selected the Confirmation of Execution checkbox.
  - General settings for all standing orders: In Customizing for Account Management under Order Management Payment Order Correspondence Assign Transaction Type to Charge Key , you have selected the relevant checkboxes for the transaction types used.
- Notification of Non-Execution (Correspondence Type BAS4)
  The system creates a notification of non-execution if it rejects a standing order, for example due to insufficient funds or account locks. You can store the possible reasons for rejection of standing orders in Customizing for Account Management under Item Management Basic Functions Define Rejection Reasons.
- If you have made the following settings in addition to the general settings for bank statements in Customizing for Account Management, the system creates an event-controlled bank statement if a standing order is not executed:
  - Item Management Basic Functions Define Rejection Reasons
  - Order Management Standing Order Select Trigger for Event-Controlled Bank Statement
  For more information, see Bank Statement.
Creation, change, or deteletion of standing order

Note
For the correspondence settings for dialog processing of standing orders, the General Correspondence and No Correspondence checkboxes are available on the Transaction tab page. For more information, see the documentation for the fields in the system.

End of the note.
- Notice of Deletion (Correspondence Type BAS4)
  
  If a standing order could not be executed several times, the system creates a notice of deletion before it deletes the standing order. For more information, see the documentation for the Customizing activity Define Maximum Number of Failed Attempts.
- Confirmation of Deletion (BAS3)
  If you delete a standing order in dialog processing, the system creates a confirmation of deletion.
  
  Note
  
  Using the BAdICorrespondence Control – Automatic Standing Order Deletion, you can suppress creation of the confirmation of deletion when the system deletes standing orders because their last execution date has been reached. This can be meaningful if you wish to prevent your customers from receiving up to three letters within a short space of time (confirmation of change, confirmation of execution and confirmation of deletion, for example).
  
  End of the note.
- Confirmation of Creation (Correspondence Type BAS1)
  
  If you create a standing order in dialog processing, the system creates a confirmation of creation.
- Confirmation of Change (Correspondence Type BAS2)
  
  If you change a standing order in dialog processing, the system creates a confirmation of change.

Note Note

If you delete a standing order using BAPI, the system does not create, the confirmation of creation, change, or deletion automatically. In this case, you can use the RUNCORRESPONDENCE parameter to determine whether the system creates this correspondence. For single standing orders, the NOCORRESPONDENCE parameter is available.

If you process the creation, change, or termination using Direct Input, the system creates no correspondence.

End of the note.

Charges

You can create charges for the standing order in the following cases:

Note Note

Before you can levy charges, you must have made the general settings for the financial conditions. Posting these charges depends on the general and individual condition settings for the ordering party account. You can override these in the dialog functions of the standing order. On the Transaction tab page. the No Charge tab page is available. For more information, see the documentation for the field in the system.

End of the note.

Execution of a standing order
- Confirmation of execution and notification of non-execution
  
  The system calculates charges based on the settings for the ordering party account. If you want to create the correspondence without charges, you must make one of the following settings:
  - For individual standing orders: On the Time Period tab page of the corresponding standing order, select the Confirmation of Execution checkbox.
  - General settings for all standing orders: In Customizing for Account Management under Order Management Payment Order Correspondence Assign Transaction Type to Charge Key , do not assign any charge keys to the transaction types used.
Creation, change, or deteletion of standing order and associated correspondence
The system calculates charges based on the settings for the ordering party account. If you do not want to calculate charges, you must make one of the following settings:
- For individual standing orders: On the Time Period tab page of the corresponding standing order, select the No Charge checkbox.
- General settings for all standing orders: In Customizing for Account Management under Order Management Payment Order Correspondence Assign Transaction Type to Charge Key , do not assign any charge keys to the transaction types used.

Change Document

The system generates a change document that meets auditing requirements. All changes you make to standing order data are logged in change documents. You can call these in the standing order functions under Start of the navigation path Extras Next navigation step Change Documents End of the navigation path .

You can configure the display of change documents in Customizing under Define Display of Change Documents.

In Customizing, choose Start of the navigation path Order Management Next navigation step Standing Order Define Change Document Display End of the navigation path to define whether and in which order you want the individual attributes of a change document displayed on the Display Change Documents screen. In addition, you define the standard settings for the selection criteria.

For more information, see Change Documents.

Work Item in the Release Workflow

The system generates a work item for the release process, if required on the basis of the Customizing settings.

For more information, see Work Item.

Payment Order

When a standing order is executed, the system generates a payment order.

For more information, see Payment Order.

Note Note

In the case of a SEPA direct debit, the mandate data is saved with the payment order when the standing order is executed. For example, if the creditor ID is changed before the standing order is executed, the system updates this data in the payment order when the payment order is executed.

End of the note.

List of Standing Order Changes

Thanks to the time dependency of standing orders, the system can store multiple standing order changes to the ordering party data, separately from one another. No details of the recipient items are displayed, because for collective standing orders, the list could become too long and unmanageable.