Notice

Use

You use this function to enter notice of cancellation given on loans within position processing.

This function does not support batch input.

Note Note

You can only use this function for loans that are based on the product category Consumer Loans (340). Use the Payoff function for loans based on other product categories. For more information, see Payoff or Payoff for Installment Loans .

End of the note.

Integration

You can use this function in the Workplace for Business Operations . It contains the processing of the business operation with an integrated status concept (possible statuses are entered or activated ), and is linked to the release procedure.

You can use user exits in the general business operation modules for reading and saving your own data.

Prerequisites

To be able to use this function you need to have executed the following IMG activities in the Customizing for Loans Management :

To use the notice function for a certain product type, you have activated this for the product type in the IMG activity Define Product Types .
To enable the system to process the flows for the notice correctly, you have defined the flow types, and the offsetting flow types for the flows used for notice in the IMG activity Define Flow Types .
You need to have assigned offsetting flows to the flow types under Assign Offsetting Flows so that the system can clear the payoff amount.
In the IMG activity Define Account Determination , you have defined the account determination for the flow types, for further processing of the amounts.
Under Define Condition Groups you have assigned the application sub functions relevant for notice to each of the usable flow types in the subscreen Assign Flow Types to Condition Groups per Application .

You need to have assigned the condition type used within the notice in the activity Assign Condition Types to Condition Groups per Application .
You need to have defined the cash flow behavior for each condition group of a condition type in the IMG activity Define Cash Flow Behavior .
In the IMG activity Define Templates (under Notice for Consumer Loans ) you need to have defined the template for the notice.
In the IMG activity Define General Control Data (under Notice for Consumer Loans ) you have determined the tab pages that will be available in the application.
You have defined an interim account for receivables in the IMG activity Define Interim Account for Receivables (under Notice for Consumer Loans ).
In the activity Define Reasons for Notice (under Notice for Consumer Loans ) you have defined the possible reasons for giving notice that the user can enter.
In the IMG activity Set Payment Lock within Lock Management, you can determine a payment block for each company code and application function. The payment block prevents open items that are reserved by the saving or activating of the Notice function from being cleared by the execution of other functions.

Note
The system does not check the notice against the product on which the loan is based.

End of the note.

Interest on Arrears

If you want the system to calculate the interest on arrears due for this loan on the business operation key date when you execute this function, you need to have completed the following settings in Customizing for Loans Management .

You need to have set up the business operation category Interest on Arrears . For more information on the business operation Interest on Arrears , see Interest on Arrears .
In the IMG Activity Define Condition Groups in the Assign Flow Types to Condition Groups per Application view , you need to have assigned the flow types for interest on arrears to the application subfunction Notice Flow Types (421).
In the IMG activity Activate Interest on Arrears Calculation per Business Operation Category you need to have activated the calculation of interest on arrears for the business operation category Notice .

The system posts the interest on arrears when you post this business operation.

Release

If you want to use the release function within the notice function, you must make the appropriate settings for notice in the activities Maintain Active Indicators , Define Release Status Parameters , and Maintain Workflow Settings in the Release section.

For more information, see the Prerequisites section in Release

Correspondence

If you want to use the correspondence function within the notice function, you need to carry out the IMG activities under Correspondence with Correspondence Tool (SAP Smart Forms) in Customizing for Loans Management .

In the IMG activity Define External Flow Types, you need to replace the relevant flow types for notice, such as processing charges, with external flow types, and leave the field Report Category empty.

Scope of Functions

In addition to the general loan data in the loans header, such as company code, loan number, product, disbursement status or name and address of the current main borrower, the system also displays the business operation status ( New, Entered, Activated, for example) in the Business Operation Header. In the BO Text field you can either enter a posting text manually or using the F4 selection help. This description is then transferred to the Text field in the Additional Posting Data screen. You can change the default text here. Once the posting has been executed, the text appears on the FI document header.

Note Note

You define the posting texts that are available as possible entries in the IMG activity Define Company Code-Specific Texts.

End of the note.

Once you have entered the relevant data (see below), you can save or activate and if necessary delete or post the business operation. The system displays the status of the business operation automatically. You cannot change this here.

If the release function is activated, you forward the business operation Notice to the inbox of the Business Workplace using the To be released function. From there, it is released. You can release, activate, or post the business operation directly from the Release Function . The system also displays the release status in the Business Operation Header . You cannot change this here.

You can navigate to the following:

By choosing Environment Change Documents, you can display the change documents for the business operation. You can also display these from the release work item, if the release is activated.
By choosing Cash Flow you can have the system recalculate and display the current cash flow, with or without consideration of the notice.

If you have activated interest on arrears calculation for this business operation category, the system also displays the incurred interest on arrears for the loan on the key date in the cash flow.
By choosing Display Contract you can branch directly into the loan contract screen.
You can display the Loan Summary, the Total Commitment or the Account Statement for the loan.
Choose Generate Correspondence to generate the relevant correspondence for the notice, dependent on language and partner role.

On the lower part of the screen you can make entries in the tab page that you activated in the IMG activity Define General Control Data . You can also define the initial tab page in Customizing. The following tab pages are available for the Notice function:

Activities

In the SAP Easy Access Menu chose Accounting Bank Applications Loans Management Position Management Business Operations Workplace for Business Operations Notice Create .
Select the relevant notice case. You can define the control settings for the templates in the IMG activity Define Templates . If necessary, you can change the field values proposed by the template. To use the Workplace for Business Operations, see the documentation for Business Operations .
Enter or change the relevant data and save, then activate or post the business operation.