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Procedure documentationEditing the Charge on Amount Group Box

 

In the Charge on Amount group box on the Calculation tab page, you edit the fields for a condition that belong to amount category 115050 Charge on Amount.

You use this group box to define a charge that the bank charges the customer and that is based on an event such as a payment item posting, or an amount such as a foreign transfer amount.

Example Example

If your customers withdraw money at a foreign ATM, you want to debit a charge according to the amount withdrawn. The charge should be 3% with a minimum amount of EUR 10. Each customer is allowed one free withdrawal abroad in each period of use.

You define a condition with a percentage = 3%, a minimum amount = EUR 10, and free items = 1.

End of the example.

You can define the charge on amount as a simple charge, or as multiple charge amounts in tiers according to the amount limits. The tiers are based on the calculation basis in the condition type. If charges depend on the amount (transaction charge), you can also use automatic amount-dependent scaling.

Depending on the settings you make, very different and complex screens are available in certain fields when you edit a charge on amount.

Note Note

The dependencies of these fields are displayed in a decision table in the documentation for amount category 115050 Charge on Amount.

End of the note.

A condition type with this amount category must have differentiation category Transaction Category or Transaction Type.

Procedure

You can make the following settings:

Edit Basic Data for the Calculation of Charges

  1. In the Condition Form field, you can enter the use for the condition.

  2. If the condition type with this amount category has differentiation category Remaining Term, you can enter a interest calculation method to determine the remaining term in number of days.

    For more information, see Interest Calculation Method.

  3. Use the Rounding Category and Rounding Unit fields to control how the system rounds the resulting amount for the charge on amount.

    For more information, see Rounding Numerical Values.

  4. If you enter a counter in the Item Counter field, you can enter free items and a maximum number of items or an exemption. On the Condition Determination tab page, you can also enter an application period to which the number of free items or the exemption are to apply:

    Note Note

    You can define an application period only for a simply charge on amount.

    End of the note.

    • In the Free Items field, you can enter a particular number of items for which the system is not to calculate a charge in a billing period.

    • In the Max. No. of Items field, you can enter the maximum number of items that the system is to calculate for a billing period.

      The system first takes all free items into account. The system applies the maximum number of items to the remaining number of items.

    • If you have defined the item counter as an amount counter, you can enter an exemption instead of free items and maximum number of items.

      If the charge amount calculated by means of the amount positions is less than the exemption, the bank does not bill the customer for the charge amount. If the charge amount exceeds the exemption, the full exemption is applied.

  5. You can enter a payment currency that differs from the condition currency.

    When you enter a payment currency, you can enter a fixed exchange rate that is used for the validity period of the condition.

    For more information about the dependencies of currencies in conditions, see Currencies in Conditions.

Specify Charge

You can specify the charge as follows:

Result

You have defined a charge on an amount.

More Information

Amount Category 115050 Charge on Amount

Editing the Calculation Tab Page

Editing the Condition Determination Tab Page