Creating an Object
Use
Use this function to create collateral objects.
Prerequisites
You make the necessary settings in Customizing under Collateral Object.
Procedure
To create a collateral object:
Business Address Services (BAS)
You can enter a new address, which does not already exist in the system, for the collateral object. Enter the new address data. In the Create Mortgage Object Address screen, you can complete the address data. Choose Enter to assign the address to the object.
You can create a copy of an existing address. Choose the button Enter on the Select Address screen and choose an existing address. By choosing Enter you can also change the address in the Create Mortgage Object Address screen. Choose Enter again to assign the address to the object.
It is not possible to assign an existing address to a collateral object. Consequently, each collateral object has a separate address.
If you cancel the address processing, the Change Collateral Objects: Initial Screen appears. In this screen you can enter an object number or use the F4 help function (matchcode search) to search for an existing number, alternatively you can create a new collateral object.
You can also assign a master number when creating a collateral object. You can group several objects via a master number. The grouping is for information purposes only and is displayed in the collateral object.
If the master number assignment is active, you can enter or search for an existing master number or use the New Master Number button to create a new master number in the Create Collateral Object: Initial Screen. The Select Address dialog box appears. You need to create an address for the collateral object here (as described previously).
If the master number assignment is activated and you want to create a collateral object from within an application/contract offer/contract, you need to first create an address for the object. You can then create a new master number for the object or assign a new master number to the object via: Edit ®
Master Number®
New Master Number or Assign Master Number.
To activate the master number assignment, you need to make the relevant settings in Customizing under Define Number Components and Assign Number Components to Product Type.
Here you enter the basic object data, the land register data and the valuation bases.
If the land register details are not available when you first enter the object, you can still create the object. The specific land register fields then remain empty.
In the land registry field, you enter the city in which the registry is located rather than the name of the registry. If a land registry has been defined in the business partner data for the city you have entered, the system assigns the land registry to the object automatically.
In the Object Dates section you can enter other dates for the object, such as the construction year or the completion date. In the Object Attributes section you can enter additional technical information, such as the type of area and the transport connection.
In the Basic Data section you can make general entries for the building parts, such as the type of building part or the co-ownership share. The Usage Type controls whether a particular building part is included as a commercial or residential unit in the collateral value calculation.
You can also enter details for the units and areas of the building parts.
Choose Enter. The system assigns a sequential number to the building part. You can overwrite this number.
To enter other building parts, choose Create Build. Part or Next Building Part.
You can copy existing building parts and then change them.
The section headed Totals for All Build. Parts contains an overview of the totals of all the entries made for the individual building parts. These are display fields that cannot be overwritten.
In the upper part of the tab, the system displays a summary of all the entries made for the individual building parts.
You can assign one or more partners to the object or create new partners in various roles. These are displayed to you in the Partner List. See: Partner-Object Relationship
The Real estate register button takes you to the Change Land Register: Real Estate Register screen. For more information, see Editing the Land Register.
You define the relevant number range intervals under Collateral Object Number.
You can only use the short and the long version of the collateral value calculation via Environment once you have saved the collateral object and the collateral object has received a final collateral object number.
If you have created the collateral object from within an application/ contract offer/ contract, choose Copy. The data is now included in the loan. The system first stores the changes when you save the loan. If you exit the processing without saving the loan, however, the changes to the collateral object are lost.
If you save a note during Note Processing within a collateral object, the system does not write the data to the database but stores it temporarily first. Only when you save the collateral object or the loan does the system writes the note data to the database.
If you have already transferred a collateral object with a note to a loan and then branch again from the loan to the collateral object, change the existing note and save it. These changes to the note are kept when the loan is saved, even if you have cancelled the processing of the collateral object.