Entering content frameProcedure documentationUnscheduled Repayment Locate the document in its SAP Library structure

Use

You can use this function if you have entered or activated business operations using the Unscheduled Repayment function before upgrading to Release Banking 4.63/CML 1.0. You activate and post these business operations after the upgrade using the Unscheduled Repayment function. In other cases, in other words when you are creating a new Unscheduled Repayment business operation, use the Payoff function.

An unscheduled repayment business operation can comprise an unscheduled repayment and a processing charge, whereas a business operation can also contain derived flows (such as exchange rate gain, accrual/deferral records) or additional costs (such as processing charges). You can only carry out an unscheduled repayment if the contract has already been disbursed. If only planned disbursements exist for a contract, you can only enter planned unscheduled repayments. In this case, the Posting function is hidden.

Read the appropriate documentation by choosing Business Operations

Prerequisites

You define the flow types you can use here in Customizing for Loans by choosing Define Condition Groups ® Assign Flow Types to Cond. Groups per Application. These flows are not to be changed. Do not use the flow types for unscheduled repayments for the payoff or change these flows for a payoff, but rather use new flow types.

Procedure

  1. Choose Position Management ® Business Operations ® Workplace for Business Operations ® Unscheduled Repayment. For more information about using the Workplace for Business Operations, see the documentation for Business Operations.
  2. The Business Operations, Unscheduled Repayment: Edit screen appears.

The remaining procedure and the fields are described in the documentation for Charges.

Note

Additional Fields

The Available Capital field in the header data contains the maximum amount that can be repaid on the key date. If the available capital is less than the repayment planned record you have generated; a corresponding system message appears.

In the first table you enter the Effect of the unscheduled repayment on the loan master data by means of the F4 selection help. Once you have saved and activated or posted the business operation, the system automatically displays the reduction amount in position currency.

For product types with rate gains (such as borrower's note loans), you enter the nominal amount and the security price in the second table. The system then calculates the settlement amount automatically. You can only make enter or change values in the Security price field for the relevant product types. When a corresponding product type is used, the default value is 100%.

Set the Inclusive indicator if you want the current date to be included in the calculation (for instance, for interest calculations).

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