Use

You can use condition assignment to assign condition tables to a product for each condition group. By assigning condition tables to your products, you apply interest and charge conditions to them. These are used by the system when you create a contract or carry out business operations.

You can only use this function for loans that are based on the following product categories:

Consumer Loan (340)

Installment Loan (360)

Within Loan Origination you can use products and condition tables for additional product categories. For more information, see Products and Conditions for Loan Origination .

Prerequisites

At least one product must exist in the system.

You have assigned a condition group to the product type assigned to the product in Customizing in the IMG activity Define Product Types .

You have created condition tables with different values and activated them.

Scope of Functions

You can create, change, display, save condition assignments. If the release procedure is activated you can flag the condition assignment for activation or deletion, if not you can activate or delete the condition assignment directly.

Assignments for Creating a Contract

On the Assignment for Creating a Contract tab page you can assign different condition tables to a product, in combination with the organizational unit that processes a loan and the sales channel through which a contract comes into being.

If the Valid to date of an activated condition assignment is the same as or is after the Valid from date of a new condition assignment and this condition assignment contains the same product, the same organizational unit and the same sales channel, the system limits the validity period of the old condition assignment so that the time periods do not overlap.

When you create contracts based on a product, the system determines the corresponding condition table and transfers the conditions it contains (such as the nominal interest rate and the charge for concluding a contract) to the contract.

Assignments for Business Operations

On the Assignment for Business Operations tab page you can assign just one condition table to a product for a specific validity period, independent of the organizational unit and the sales channel.

When you carry out business operations, the system uses the conditions from the condition table to calculate the interest and charges that apply for the business operation.

You can only use a condition assignment to determine a condition table for a product if the condition assignment is active, and the date on which the condition table is determined lies within the validity period for the condition assignment.

Likewise, the system only uses the values from the determined condition table if the table is activated, and the date on which it is determined lies within its validity period.

The condition table that you assign to a product must be assigned to the same condition group as the product type to which the product is assigned.

If the condition assignment has the status New or Flagged for Activation , you can still change this assignment. This means you can assign a different condition table and change the validity period, if necessary. If the condition assignment has status Active you can only create a new condition assignment.

Activities

In the SAP Easy Access menu choose Accounting → Bank Applications → Loans Management → Current Settings → Consumer Loan or Installment Loan → Products and Conditions → Edit Condition Assignment

For more information about the paths that you need to use for processing products, condition tables, and condition assignments within Loan Origination , see Products and Conditions for Loan Origination .

Specify the product for which you want to create or change the condition assignment and choose Enter .

The assignments for creating contracts and for business operations are displayed on the relevant tab pages.

If you want to create a new condition assignment, choose New Entry .

The system enters the validity period in the Process Assignment section for each tab page by default but you can change this if necessary.

Valid from : Current date + 1

Valid   to : 12/31/9999

Enter the required data and save or activate your entries.

If you want to edit an existing condition assignment, double-click on the condition assignment to select it.

You can make your changes, such as changes to the validity period or exchanging condition tables in the Process Assignment section for each tab page

You can flag a condition assignment for activation or deletion if the release procedure is activated in each case.