Example Condition Table and Condition Assignment - Consumer Loan
The standard conditions are to apply for the product
Personal Loan
. It is to be valid for an unlimited period from 01/01/2000. The nominal interest is to be dependent on the amount and the term of the loan contract. A contract conclusion charge and processing charges for deferral or capitalization of overdue items may be incurred.
The product personal loan is offered by branches of your bank and via the Internet. Depending on the sales channel used, different standard conditions will be valid. In this case you create the condition tables
Personal Loan Branch
and
Personal Loan Internet
and assign both to the product
Personal Loan
.
Condition Table
Personal Loan: Branch
Description |
Personal Loan: Branch |
|---|---|
Currency |
Euro |
Version |
0001 |
|---|---|
Valid from |
01/01/2000 |
Valid to |
12/31/9999 |
Condition |
CTyp |
FType |
Loan Amount |
Term |
Interest |
Amount |
|---|---|---|---|---|---|---|
Nominal Interest |
2201 |
0 |
0 |
7.40% |
||
0 |
48 |
7.50% |
||||
10 000 |
0 |
7.25% |
||||
10 000 |
48 |
7.35% |
||||
Settlement Charge |
2212 |
2% |
||||
Deferral Charge |
3161 |
15 |
||||
Capitalization Charge |
3162 |
15 |
Condition Table
Personal Loan: Internet
Description |
Personal Loan: Internet |
|---|---|
Currency |
Euro |
Version |
0001 |
|---|---|
Valid from |
01/01/2000 |
Valid to |
12/31/9999 |
Condition |
CTyp |
FType |
Loan Amount |
Term |
Interest |
Amount |
|---|---|---|---|---|---|---|
Nominal Interest |
2201 |
0 |
0 |
6.40% |
||
0 |
48 |
6.50% |
||||
10 000 |
0 |
6.25% |
||||
10 000 |
48 |
6.35% |
||||
Settlement Charge |
2212 |
1.5% |
||||
Deferral Charge |
3161 |
15 |
||||
Capitalization Charge |
3162 |
15 |
Condition Assignments
Product |
Organizational Unit |
Sales Channel |
Condition Table |
|
Team A |
Branch |
|
|
Team A |
Internet |
|