Editing Contract Relationships for Participant Accounts 

Use

On the Contract Relationships tab page, you can assign multiple accounts to a card, depending on the settings for the related card product.

Prerequisites

The system runs checks when participants are added. You can configure these checks individually in the product definition for the relevant card product and the participating account products.

·        You use the contract element Card-Account Relationship (BCLA). You have set the grouping attribute Contract Relationships to green in Customizing for Account Management (FS-AM) by choosing Product Management ® Product Definition ® Card Products.

To assign values to the attributes of the card product, you must process the following IMG activities in Customizing for Account Management (FS-AM):

·        Contract Management ® Card ® Card-Account Relationship ® Define Contract Types

·        Contract Management ® Card ® Card-Account Relationship ® Assign Contract Types to Keys

·        Contract Management ® Card ® Card-Account Relationship ® Define Account Identification for Messages

·        Product Management ® Product Definition ® Account Products ® Assign Account Products to Contract Types

You define the following conditions in the product definition for the relevant card product by choosing Contract Relationships ® Participation Conditions:

·        The participant contract is based on a contract category that is allowed as a participant of the card product.

If the Restrict Contract Category field does not contain defaults in the product definition, contracts of all contract categories are allowed as participants. Otherwise, you can add only the participant contracts that are based on the defined contract categories.

·        The participant contract is based on a contract type that is allowed as a participant of the card product.

If the Restrict Contract Type field does not contain defaults in the product definition, contracts of all contract types are allowed as participants. Otherwise, you can add only the participant contracts that are based on the defined contract types.

·        The account that is part of a card-account relationship based on a certain contract category and/or type is allowed to be used as the main set of payment details for the card.

·        The number of accounts to be added per contract type has not been exceeded.

·        The number of participants is not less than the minimum number.

·        The maximum number of participants has not been exceeded.

If the minimum and maximum number is blank in the product definition (= 0), you can add as many participants as required.

·        The participant accounts and the card are managed in the same currency.

·        Participant accounts and the card have the same holder.

·        Cross-checks by the customer are allowed.

For more information about the checks on the participant conditions for accounts, see the documentation for the following function modules:

·        BCA_OBJ_CN_LNK_ACC_CHK_CUR

·        BCA_OBJ_CN_LNK_ACC_CHK_HOLDER

·        BCA_OBJ_CN_LNK_ACC_CHK_NUMBER

·        BCA_OBJ_CN_LNK_ACC_CHK_CUST

·        BCA_API_CN_POOL_RULES_CHK_MIG

For more information about the participant conditions, see the documentation for each attribute and the contract element documentation.

Procedure

Note:

You can prohibit the execution of functions in the Customizing for Account Management (FS-AM) under Product Management ® Product Definition ® Card Products ® Contract Relationships ® Functions.

See also the restrictions in the time-dependent editing of contract relationships.

Adding Participants

...

       1.      Choose Add Participant.

The system displays the Change Card-Account Relationship: Participant Account screen.

       2.      Enter the contract type of the participant account.

The attributes defined in the product determine whether and which contract type you can enter.

       3.      Enter the data for identifying the participant account.

Removing Participants

Select the participant and choose Remove Participants.

Displaying Participants

Select the participant and choose Display Participants.

You reach the Display Account: Basic Data screen. You can find more information on this in the Displaying an Account section.

Changing Participants

Select the participant and choose Change Participants.

You reach the Change Account: Basic Data screen. You can find more information on this in the Changing an Account section.

Changing Participant Attributes

Select the participant and choose Attributes.

...

The system displays the Change Card-Account Relationship: Participant Account screen. Choose a new participant using the contract category and contract type, and enter the data for the identification of the participant account.

The attributes defined in the product determine whether and which contract type you can enter.

Example

Multiple savings accounts are assigned to one savings card as participants.