Business Rule Framework in Account Origination 

Use

You use the Business Rule Framework (BRF) to define rules for checks that the system executes in account origination. You can define in which business transactions and at what time the system starts these checks. BRF is thus a flexible and powerful tool that you can use to integrate automated process flows in to the origination process.

Integration

For information on the integration of BRF in business transactions, see Business Rule Framework in CRM.

Prerequisites

●     In Customizing, you have activated BRF for use in SAP Customer Relationship Management (SAP CRM).

For more information, see the Implementation Guide (IMG) for Financial Services under Basic Functions ® Business Rule Framework ® Activate Business Rule Framework.

●     To integrate the checks that you have defined with BRF into the account origination process, you have assigned the checks to the financial service quotation (FS quotation) business transaction.

For more information, see the Implementation Guide (IMG) for Financial Services under Basic Functions ® Business Rule Framework ® Assign Event to Business Transaction Cat., Transaction Type and Item Cat.

●     To define the times for execution of the checks, you have assigned the checks to certain events.

For more information, see the Implementation Guide (IMG) for Financial Services under Basic Functions ® Business Rule Framework ® Assign BRF Event to an Event in the Transaction.

Features

You can process the rules shipped with the standard system or create new rules and integrate them in the account origination process.

The following rules are provided and integrated in the origination process in the standard system:

You can use a report to copy or transport rules between clients in SAP CRM.

For more information, see Customizing for Financial Services under Basic Functions ® Business Rule Framework ® Transport and/or Copy BRF Objects within SAP CRM.

●     0CHECK_ALTER_BP

Check on whether the age of the applicant matches the settings of the financial service product (FS product). When you edit a transaction item, the system carried out this check as standard.

You define the age limit for an FS product in the product master data. For more information, see Loans: Age of Applicant.

●     0CHECK_FINAL

Triggers the event 0CHECKS.

When you release an FS quotation, the system triggers checks that you define with BRF.

●     0CHECKS

Triggers the following checks as standard:

○     0CHECK_BP_ISPROSPECT

Check on whether the business partner exists with the partner function Customer in the FS quotation. If the business partner only exists with the partner function Interested Party, the system does not transfer it to the connected backend systems.

For more information, see Distributing Business Partner Data.

○     0CHECK_DOCS_CASE

Check on whether all the required documents are available in Case Management. The system also checks the attributes that you can add to the case, for example the sold-to party’s monthly earnings.

For more information, see Case Management in Account Origination.

○     0CHECK_SCORE_AMOUNT

Rating of the FS quotation and check on whether the loan sum exceeds a predefined amount.

The check on the FS quotation can have the following results:

■      The rating of the quotation is poor, so that the quotation is not possible in its current form.

■      The rating of the quotation is mediocre or the loan sum exceeds the predefined value. If one or both of the checks are positive, the system starts an approval process.

■      The rating of the quotation is good or the loan sum does not exceed the predefined value.

The result of these checks determines the status of the FS quotation. For more information, see Status Management for a Financial Service Quotation.

The system displays the results of the checks that you created with BRF in the message log.

Activities

If you want to edit or create rules in BRF, use transaction BRF.

If you want to edit or create rules for account origination, use application class CRM_FS_ORIGINATION.