When you execute facility business transactions, the system runs checks (such as limit checks) in real-time. These checks apply to the entire facility hierarchy.

The following business transactions of the checking account participating in a facility can mean that the system checks the facility utilization:

Nominal Utilization

If you increase the external limit of a checking account, the system checks the facility, including the global limit. If you increase the external limit of the checking account, the new nominal utilization is not allowed to exceed the global internal or global external limit of the higher-level master contracts. If this change exceeds the global limits, the system returns check results such as error messages. If all the facility checks are successful, the system creates an explicit reservation for the facility. Once you have successfully changed the limit on the checking account, the system updates the nominal utilization of the higher-level master contract, and triggers explicit reservations accordingly.

Effective Utilization

If you execute one of the following business transactions on a participant account, the system can check the facility by means of the Facility check object, and based on the settings. The Facility check object reserves the amounts for the utilization change. It checks whether the new effective utilization for the checking account is exceeded when you execute the business transaction.

If the business transaction execution means that the set limit is exceeded, the system returns check results such as error messages. If the check result evaluation for all check objects run (for the payment item or the prenote) means that the system executes the business transaction, then the system updates the facility utilization.