Example: Posting Facility-Relevant Payment Items
Your master contract-managing system has a facility with the following participants, who have the same currency of Euro:
Main Master Contract MC1
Participant checking account ACC1
Participant checking account ACC2
The checking accounts ACC1 and ACC2 are assigned below the main master contract MC1.
Customizing
The main master contract has a product in which the Facilities feature is active, and that you have set up as follows:
Facility Control
Attribute |
Value |
Credit Clearing Mode |
1 - Debit Balance: The utilization balance of a master contract is the sum of all negative balances of the participants in this master contract. The system ignores positive balances. |
Clearing Mode for Currency Translation |
1 - Clearing After Currency Translation |
Utilization Calculation
Master agreement:
The system is to check the nominal utilization against the global internal limit. The system is to check the effective utilization against the global external limit.
Participant Accounts:
The system is to check the nominal utilization against the external limit of the participant checking account. The system is to check the effective utilization against the account balance.
Master Contract and Account Processing
Master contract MC1 has a committed limit of EUR 150,000 and a tolerated overdraft limit of EUR 50,000.
Participant checking account ACC1 has a committed limit of EUR 80,000 and participant checking account ACC2 also has a committed limit of EUR 80,000.
The account balance of both accounts is zero.
Facility Display Function
In the Display Master Contract Facility feature, the system displays the following calculation results for the utilization.
Calculation of the Nominal Utilization:
Participants |
Global Internal Limit |
Utilized Amount |
Non-Utilized Amount |
Subtotal |
MC1 |
200,000 |
–160,000 |
40,000 |
|
ACC1 |
–80,000 |
|||
ACC2 |
–80,000 |
Calculation of the Effective Utilization:
Participants |
Global External Limit |
Utilized Amount |
Non-Utilized Amount |
Subtotal |
MC1 |
150,000 |
0 |
150,000 |
|
ACC1 |
0 |
|||
ACC2 |
0 |
The first posting of a payment item
You post a payment item on the checking account ACC1 with transaction type Cash Disbursement for EUR 80,000.
Facility Display Function
After you have posted the payment item, the system displays the following calculation results for the utilization in the function for displaying the facility of a master contract:
Calculation of the Nominal Utilization:
Participants |
Global Internal Limit |
Utilized Amount |
Non-Utilized Amount |
Subtotal |
MC1 |
200,000 |
–160,000 |
40,000 |
|
ACC1 |
–80,000 |
|||
ACC2 |
–80,000 |
Calculation of the Effective Utilization:
Participants |
Global External Limit |
Utilized Amount |
Non-Utilized Amount |
Subtotal |
MC1 |
150,000 |
-80,000 |
70,000 |
|
ACC1 |
–80,000 |
|||
ACC2 |
0 |
The second posting of a payment item
You post a payment item on the checking account ACC2 with transaction type Cash Disbursement for EUR 80,000. When you save, the system checks the limits for the facility. During the limit check, the system finds that the effective utilization of the checking accounts ACC1 and ACC2 (EUR 80,000 and EUR 80,000) would exceed the global external limit of master contract MC1 (EUR 150,000). The system generates an error message. Therefore, you do not post the payment item.