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 Disbursing Loans

Use

The Disburse Loan function groups the entire functions of the Disbursement business object.

You can carry out the following steps for the disbursement of a loan:

  • Enter

  • Delete

  • Activate

  • Deactivate

  • Reverse

Prerequisites

You have made the settings for the disbursement in the following IMG activities in Customizing for Account Management (FS-AM ):

  • Start of the navigation path Basic Settings Next navigation step Business Transaction Categories Next navigation step Edit Descriptions of SAP Business Transaction Categories End of the navigation path

  • Start of the navigation path Order Management Next navigation step Basic Settings Next navigation step Configure Order Category End of the navigation path

  • Start of the navigation path Order Management Next navigation step Disbursement End of the navigation path :

    • Define Number Range Interval for Disbursement

    • Define Disbursement Reasons

    • Define Deactivation Reasons for Disbursement

    • Define Reversal Reasons for Disbursement

    • Define Display of Change Documents

    • Define Storage Locations for Documents

    • Define Document Type for Progress of Construction

    • Define Prenote Types for Withhold Categories

      Release :

    • Assign Release Procedure to Release Object

    • Start of the navigation path Release Next navigation step Assign Rule to Release Steps End of the navigation path

    • Start of the navigation path Release Next navigation step Assign Release Procedure to Release WF and to Release Procedure WF End of the navigation path

You have also made the settings for the objects generated by the order in Customizing for Account Management (FS-AM). For more information about the generated objects, see the Integration section in Disbursement .

Activities

From the SAP Easy Access screen, choose Start of the navigation path Account Management Next navigation step Account Next navigation step Loan (Special Functions) Next navigation step Disbursement. End of the navigation path

The system displays the Disburse Loan screen where you can choose one of the following three functions:

  • Create

  • Change

  • Display

The system runs checks for the following methods:

  • Activate

  • Deactivate

  • Reverse

For more information about the checks, see the Integration section in Disbursement . You can also define these methods for the release process. For more information, see Release Object OR_DISB (Disbursement) .

Entering an order

  1. To create a new order, choose Create or Show New Creation Area in the initial screen and enter the data for creating an order. The system creates an order number accordingly.

  2. Enter the necessary data on the Disbursement tab page (see the Integration section in the documentation for Disbursement .

  3. Choose Save to enter the order. As a result, the disbursement has the status Entered .

Deleting an order

  1. Enter the order number in the initial screen for the function to process a disbursement order. Choose Change.

  2. Choose Delete. You can only delete disbursement orders with status Entered . The system checks whether it is possible to delete the order

  3. The system deletes the order.

Activating an order

  1. Enter the order number in the initial screen for the function to process a disbursement order. Choose Change.

  2. Choose Activate .

    The system performs the same checks that it runs when an order is entered.

  3. Once you have saved the order, the system sets the status to Activated. In this way a disbursement order is created.

  4. You can make changes to an activated order, provided that the disbursement has not yet been executed and account billing has not taken place on the basis of the activation.

Deactivating an order

  1. Enter the order number in the initial screen for the function to process a disbursement order. Choose Change.

  2. Choose Deactivate . You can only deactivate orders for which disbursement and account billing have not taken place.

  3. The system sets the status of the disbursement to Deactivated and deletes and deletes any forward orders created, any payment orders created, and any prenotes that were created by the activation. If requested, the system triggers correspondence with the borrower.

Reversing an order

Note Note

When you reverse a disbursement order, the system does not trigger the recovery of the amount from the borrower automatically. For more information, see message number 777 in message class BCA_AL_OR_DISB .

End of the note.

  1. Enter the order number in the initial screen for the function to process a disbursement. Choose Change.

  2. Choose Reverse. You can only reverse activated orders. You can either reverse the entire disbursement or just the charges.

  3. The system checks the execution date. It must not be after the posting date for payment transactions for the bank posting area. The system sets the status of the disbursement to Reversed. If requested, the system triggers correspondence with the borrower. In cases where a loan has more than one disbursement in a day, the disbursement charge and discount are only applied once.