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Procedure documentationEditing the Amount Limits Group Box

 

In the Amount Limits group box on the Calculation tab page, you edit the fields for a condition that belong to amount category 180000 Amount Limits.

You use amount limits to define general upper and lower limits for the amount total of all settlement conditions of a condition type over a specified period. You can specify a lower amount limit and an upper amount limit to apply to all of the conditions that belong to the same reference condition type. This means that the interest or charges that the system levies are not less than the minimum amount and not more than the maximum amount. In addition you can define a joint trivial amount under which the minimum amount set for the reference condition type is not used.

The system calculates the total of all the conditions that arose for a condition type for a certain time period and compares this total with the amount limits.

  • If the total of the condition amounts is less than the trivial amount, then the system does not make a posting.

  • If the total of the condition amounts is between the trivial amount and the minimum amount, then the system posts the minimum amount.

  • If the total of the condition amounts is between the minimum amount and the maximum, the system posts the determined amount.

  • If the total of the condition amounts exceeds the maximum amount, the system posts the maximum amount.

You can define amount limits that refer to the settlement period or the period of use, whereby “Amount Limits with Application Period” can be used for charge conditions only.

Note Note

If the calculation of the total amount is to refer to the calculation of the amount limits for the settlement period, use a condition type based on condition category 180000 Amount Limits. If the calculation of the total amount is to refer to the calculation of the amount limits for the period of use, use a condition type based on condition category 180001 Amount Limits with Period of Use.

End of the note.

Procedure

You can make the following settings:

  1. Check the reference condition type.

    The reference condition type for which the system uses the amount limits is defined in condition type Customizing in your application. You can define “amount limits” and “amount limits with application period” only once for a particular reference condition type.

    Note Note

    If the reference condition type has differentiations, then the amount limit is valid for the total of all conditions of the reference condition type irrespective of the differentiation.

    End of the note.

  2. You can enter a payment currency that differs from the condition currency.

    For more information about the dependencies of currencies in conditions, see Currencies in Conditions.

  3. You can enter the amount limits:

    • You can enter a trivial amount.

    • Enter a minimum amount or a maximum amount.

    The minimum amount must be less that the maximum amount, but larger than or the same as the trivial amount.

    Note Note

    The system first uses the results of the individual conditions to calculate the amount limits. If the individual interest or charge conditions are already restricted by minimum and maximum amount, the system first uses these limits and compares them with the general amount limits.

    End of the note.

  4. If you define a condition amount limits with application period, you can select the application period and a charge calculation method on the Condition Determination tab page.

    Caution Caution

    Select the application period of the amount limits so that these match the application period of the reference condition type.

    End of the caution.

Result

You have defined amount limits for a reference condition type.

As part of settlement, the system adds the calculated interest and charge results according to the settings you have made and post then post only the limitation amounts, if necessary.

If the calculation of the individual interest amounts equals zero, the minimum interest is not used. If the calculation of the individual charge amounts equals zero, the system still levies the minimum charge.

Example

A checking account has the following conditions of the condition type Item Charges.

Condition

Amount

Item charge with item counter for payment orders

EUR 0.30

Item charge with item counter for ATM withdrawals (domestic)

EUR 0.50
Restriction of item charges

A minimum of EUR 1.00 and a maximum of EUR 5.00 is to be calculated for posting items. The amount limits for the item charge are defined as follows:

Field

Value

Currency

EUR

Reference Condition Type

Item charge

Minimum Amount

1.00

Maximum Amount

5.00

Even if there are no item charges (posting items) for the account, the minimum amount of EUR 1.00 is still charged. If item charges are incurred, the customer is charged a minimum of EUR 1.00 and a maximum of EUR 5.00.

Example Example

The following item apply for the related account:

  • Posting items for payment orders: 12

  • Posting items for ATM withdrawals (domestic): 4

Result:

The system determines the following total: 12*0.30 + 4*0.50 = 5.60

Posting charges of EUR 5.00 apply.

End of the example.

More Information

Amount Category 180000 - Amount Limits

Editing the Calculation Tab Page

Editing the Condition Determination Tab Page