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Procedure documentationEditing Contract Relationships for Participant Accounts

 

On the Contract Relationships tab page, you can assign multiple accounts to a card, depending on the settings for the related card product.

Prerequisites

The system runs checks when participants are added. You can configure these checks individually in the product definition for the relevant card product and the participating account products.

  • You use the contract element Card-Account Relationship (BCLA). You have set the grouping attribute Contract Relationships to green in Customizing for Account Management (FS-AM) by choosing Start of the navigation path Product Management Next navigation step Product Definition Next navigation step Card Products End of the navigation path.

To assign values to the attributes of the card product, you must process the following IMG activities in Customizing for Account Management (FS-AM):

  • Start of the navigation path Contract Management Next navigation step Card Next navigation step Linked Accounts Next navigation step Define Communication Routes End of the navigation path

  • Start of the navigation path Product Management Next navigation step Product Definition Next navigation step Account Products Next navigation step Define Account Product Groups End of the navigation path

You define the following conditions in the product definition for the relevant card product by choosing Start of the navigation path Contract Relationships Next navigation step Participation Conditions: End of the navigation path

  • The participant contract is based on a contract category that is allowed as a participant of the card product.

    Recommendation Recommendation

    We recommend that you select the contract category 0001 Account as the default value in the Restrict Contract Category field because only account contracts are valid as participants.

    End of the recommendation.

  • The account that is part of a card-account relationship based on a certain contract category is allowed to be used as the main set of payment details for the card.

  • The number of participants is not less than the minimum number.

    If the minimum number in the product definition is zero or blank, you can add as many participants as required.

  • The participant accounts and the card are managed in the same currency.

  • Participant accounts and the card have the same holder.

  • Customer-specific cross-checks are allowed.

For more information about the checks on the participant conditions for accounts, see the documentation for the following function modules:

  • BCA_API_CN_LNK_ACC_CHECK

  • BCA_API_TRRUL_PROD_CHECK

For more information about the participant conditions, see the documentation for each attribute and the contract element documentation.

Procedure

Note Note

Note:

You can prohibit functions in Customizing for Account Management (FS-AM) by choosing Start of the navigation path Product Management Next navigation step Product Definition Next navigation step Account Products Next navigation step Contract Relationships Next navigation step Functions End of the navigation path.

See also the restrictions in the time-dependent editing of contract relationships.

End of the note.
Adding Participants

  1. Choose Add Participant.

    The system displays the Change Account-Card Relationship: Participant Account screen.

  2. Enter the data for identifying the participant account.

  3. The system adds the account as a participant and automatically flags the account of a product group as the Primary Account that you added first.

    This ensures that there is always one primary account in the linked accounts for each account product group. If the system does not have any information other than the account product group to determine the participant account of a contract relationship, then it uses the primary account of the account product group that it knows.

Removing Participants

Select the participant and choose Remove Participants.

Displaying Participants

Select the participant and choose Display Participant.

The system displays the Display Account: Basic Data screen. For more information, see the Displaying Accounts section.

Changing Participants

Select the participant and choose Change Participants.

The system displays the Change Account: Basic Data screen. For more information, see the Changing Accounts section.

Displaying/Changing Participant Attributes

Select the participant and choose Participant Attributes.

The system displays the Change Card: Contract Relationship Attribute screen. Depending on the settings in the product, you can display or change the following entries in the Attributes group box:

  • Account Product Group

  • Currency

  • Primary Account: You can change the indicator that is automatically set by the system. If you assign multiple accounts to a card that are based on products not assigned to an account product group, then you also need to flag one of the participant accounts as a primary account.

  • Communication Route: You can assign the participant account with one or more communication routes. These enable the customers to use their cards in an external payment system to initiate a turnover.

Example

Multiple savings accounts are assigned to one savings card as participants.