Use

You create a condition table in order to assign this to a product. By assigning condition tables to your products, you apply interest and charge conditions to them. These are used by the system when you create a contract or carry out business operations.

You can only use this function for loans that are based on the following product categories:

Consumer Loan (340)

Installment Loan (360)

Within Loan Origination you can use products and condition tables for additional product categories. For more information, see Products and Conditions for Loan Origination .

Prerequisites

In order for the system to offer a choice of condition types and flow types when you process conditions, you need to have executed the following IMG activities in Customizing for Loans Management :

You have determined the flow types that you want to make available in the condition tables under Determine Flow Types for Condition Tables .

You have determined the condition types that you want to make available in the condition tables under Determine Condition Types for Condition Tables for the product category Consumer Loan .

You have determined the condition types that you want to make available in the condition tables under Determine Additional Properties for Installment Loans for the product category Installment   Loan .

If you have already selected condition types in the IMG activity Determine Condition Types for Condition Tables, then these are also marked as relevant here.

Under Define Condition Groups → Assign Condition Types to Condition Groups per Application you have assigned the condition types to the relevant application subfunction for the product category.

Product category Consumer Loan :

600 Contract Creation Product Category Consumer Loan

Product category Installment Loan :

750 Creation of Installment Loan

Under Define Condition Groups → Assign Flow Types to Condition Groups per Application you have assigned the flow types to the relevant application subfunction for each product category.

Product category Consumer Loan :

503 Deferral Interest

505 Deferral Charge

513 Capitalization of Overdue Items Charge

570 Business Operation Interest on Arrears

Product category Installment Loan :

281 Dunning Charges

401 Payoff: Other Flows

513 Capitalization of Overdue Items Charge

610 Business Operation Charges

622 Extension: Additional Flows

632 Skip: Additional Flows

Procedure

In the SAP Easy Access menu choose Accounting → Bank Applications → Loans Management → Current Settings → Consumer Loan or Installment Loan → Products and Conditions → Condition Table → Create

For more information about the paths that you need to use for processing products, condition tables, and condition assignments within Loan Origination , see Products and Conditions for Loan Origination .

Enter the condition group to which you want to assign the condition table to be created, as well as a technical name and a description for the condition table. You can still change the name of the condition table during processing and can also enter the name in other languages (see Maintaining Language-Dependent Texts ).

If you want to copy an existing condition table, enter a template table and version from the same condition group.

Choose Enter .

The system creates a version 0001 with the status New , and a validity period from the creation date to 12/31/9999.

Select this version and choose Select Version: Detail .

The details screen for the version appears.

Copy the flow types or condition types you want to use for this version from the pool as conditions in Selected Flow/Condition Types . To do this, select the flow type or condition type and choose Add Condition .

You can process these conditions.

Select a condition and choose Select Condition: Detail .

The Create Condition screen appears.

Enter the individual condition items.

Condition items always have the same currency as the condition table.

Choose Back .

The detail screen for the version appears again.

Repeat steps 6 to 8 to create the condition items for the remaining conditions.

Save your entries.

After you have successfully saved the data, the initial screen Create Condition Table appears once again.

Result

A version of the condition table is created with the status New .

If the release procedure is activated, you can flag the version for activation, otherwise you can activate it straight away.

You can assign the condition table to a product by creating the corresponding condition assignment.

A version of the condition table and the condition assignment must be valid and active at the time the condition table is determined for the system to be able to consider the condition table (when creating a contract or performing a business operation).