Show TOC Entering content frame

Object documentationBusiness Partner in the Current Account System Locate the document in its SAP Library structure

Definition

Bank Customer Accounts (BCA) uses the SAP Business Partner for Financial Services. For more information, see SAP Business Partner for Financial Services. In this section there is a short description of the special features that you must be aware of when you use the SAP Business Partner for Financial Services in Bank Customer Accounts (BCA).

Use

A business partner can have different roles for an account. The following standard roles are supported by the standard system:

·        Account holder

A business partner in this role must be assigned to every account. As well as being a source of information, this business partner is also checked during payment transactions. Only one account holder can exist for an account. If the account was opened for a group of persons, (a married couple, for example), you must define this as a separate business partner. You must assign the individual persons to the account accordingly as authorized drawers.

·        Authorized drawer

An authorized drawer has the same access to the accounts as the account holder. The account holder is also the authorized drawer for the account. If the account holder is not a natural person, you must specify at least one authorized drawer for the account.

This graphic is explained in the accompanying text

In Customizing you can set the check for the existence of an authorized drawer when an organization is assigned as account holder. The system runs the check by using a function module stored for event BKK_BKKA_EVENT_DCHCK_AUTH_AV. If you deactivate this event in the business partner event control, the system does not run the check. See also: Structure linkEvents (Business Transaction Events)

·        Account maintenance officer

Organizational unit of the bank that is responsible for the management of the account. This is normally one of your employees.

·        Bank statement recipient

If a bank statement recipient has not been specified, the account holder takes on this role. However, if a business partner is assigned in the role of bank statement recipient, only this partner receives a statement, not the account holder. If you want the account holder to also receive a statement, create the holder as another bank statement recipient. The account holder then receives a copy.

·        Contact person

If the account holder is an organization, you can assign more than one contact person to an account. The assignment is purely for information purposes.

These roles are standard roles in the SAP Business Partner system. Use only the following standard roles delivered by the component:

·        BKK010 Account Holder

·        BKK020 Authorized Withdrawer

·        BKK030 Bank Statement Recipient

·        BKK200 Account Maintenance Officer

Validity Restriction

The validity of a role of a business partner is restricted in the system. When you create the business partner, it has unlimited validity in this role from the system date of creation.

BCA enables you to shift the validity start into the past. You may only make a change for a future date if there are no active accounts for this business partner.

You cannot directly change the Valid To date. This date is set to the account closure date when you close the account, if the business partner in this role is not active in any other account.

Delete and Archive the Business Partner

You can delete a business partner in a role if the business partner is not active in this role in an account.

You can archive or delete business partners only if the business partner is not associated to an active account.

Total Commitment for a Business Partner

You can use the Structure linkTotal Commitment feature to view a cross-system summary of the accounts and contracts for a business partner, with a limited amount of master data. You can also navigate to the account maintenance screen in Bank Customer Accounts from the Total Commitment tab page.

Leaving content frame