| subject to final payment balance (FS-AM-IM) |
The balance of all items on an account that were credited and/or debited to an account, subject to receipt of payment
The amounts credited or debited (from check deposits and debit memo presentations, for example), are not available to the customer until a defined period has expired (subject to final payment period). During the subject to final payment period, the items are managed on the account in the subject to final payment balance.