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Calculating Early Withdrawal
Penalty 
You can use this report (RBCA_RC_FTD_PENALTY_CALC) to calculate the early withdrawal penalty that becomes due for a time deposit account if the account holder wants to withdraw some or all of the credit balance during the fixing phase of the time deposit agreement.
You do not have to calculate an early withdrawal penalty during the grace period for a time deposit agreement.
For more
information about the report, see the report documentation in the system by
choosing
.
To call up the report, from the SAP Easy Access screen choose Account Management ® Account ® Time Deposit Agreement ® Calculate Early Withdrawal Penalty, or use transaction BCA_RC_FTD_PEN_CALC-