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Loans: Usage Category 
You use the Usage Category set types (CRM_PROD_FS004) to define the possible uses for a loan.
You have defined the possible Customizing settings for the usage category.
For more information, see the Implementation Guide (IMG) for Financial Services under Account Origination ® Financial Service Product (FS Product) ® Define Usage Categories.
· When you maintain a financial service product (FS product) you can select several usage categories that are to be possible for the loan product.
· When you use the FS product in a business transaction, you can select one of the usage categories stored in the product master.