Settings in Credit Management for Account Origination 

Use

You use the credit rating check for business partners during account origination. This function is located not in SAP Customer Relationship Management (SAP CRM), but in the connected SAP Credit Management system. To be able to use the credit standing check in Credit Management, you must make settings in the backend system as well as settings in FS CRM.

Integration

The credit standard check in SAP Credit Management is integrated in the account origination process as an external function.

For more information, see Connecting External Systems.

Prerequisites

●     To use the credit standing check, you have activated SAP Credit Management.

For more information, see SAP Note 634527.

●     You have activated distribution of the business partner data. To carry out the credit standing check, the business partner data exists in SAP Credit Management.

For information, see XI Content for Business Partner.

Features

To be able to carry out the credit standing check, you must make the following settings in SAP Credit Management:

Defining the rating procedure

You create a rating procedure for every external agency that you want to use for queries. In the rating procedure, you store the individual discrete values that the agency returns to you (rating scale).

In addition, you set error codes in the (BAdI) UKM_CREDIT_INFObusiness add-in (see the “Implementation of Business Add-Ins” section). The system then displays these settings if the agency sends an error code or if a technical error occurs with the query, for example.

The error codes can differ from agency to agency.

For more information, see the Implementation Guide (IMG) for Financial Supply Chain Management ® Credit Management ® Credit Risk Monitoring ® Master Data ® Define Rating Procedure.

Defining formulas

You create formulas to determine the internal credit standing. In addition to external ratings, you can use further attributes and functions for the formulas.

During credit standing queries, you must integrate the query in your formulas in order to be able to check whether the customer has signed a permission declaration.

For more information, see the IMG for Financial Supply Chain Management ® Credit Management ® Credit Risk Monitoring ® Master Data ® Store Formulas.

Creating the procedures for determining credit standing and credit limits

You define credit standing procedures by defining formulas and rating procedures. You then assign these procedures to business partners.

You do not need to define credit limits for credit standing checks in account origination.

For more information, see the Implementation Guide (IMG) for Financial Supply Chain Management ® Credit Management ® Credit Risk Monitoring ® Master Data ® Create Procedure for Credit Standing and Credit Limit Determination.

Defining events and subsequent processes

To define which process the system triggers when particular events occur, you link these up.

The following events and subsequent processes are relevant for account origination:

Activity	Event type	Subsequent process	Description
REQUEST (credit check)	External credit standing invalid	Determine external credit standing	System gets rating data from external agency again
	Internal credit standing invalid	Determine internal credit standing	System starts internal credit standing check again
	Internal credit standing changed	Call BAdI	Calls BAdI UMK_EVENTING with filter value IC (see below)

 

For more information, see the Implementation Guide (IMG) for Financial Supply Chain Management ® Credit Management ® Credit Risk Monitoring ® Processes ® Save Events and Subsequent Processes.

Implementation of Business Add-Ins (BAdIs)

You can use BAdIs to connect to the Credit Management server.

The following BAdIs are relevant for account origination:

BAdI Definition	Filters	Methods	Description
UMK_EVENTING	IC	HANDLE_EVENT	In case of errors: Restriction of buffer for rating to one day
UMK_CREDIT_INFO	–	CHECK_EXT_INFO	Store rating agency response in business document service
UMK_CREDIT_INFO	–	HANDLE_REQUEST_FAILED2	Set error code for rating and restrict buffer to one day
UMK_CREDIT_CHECK	–	CONVERT_OUTBOUND	Raise confirmation

 

For implementation examples, see the ABAP class CL_FS_CRM_BADI_CONTAINER, which is in SAP Credit Management but contains special settings for account origination.