Set Types for Business
Transactions 
Use
In addition to the set types that you use to describe products in the master data, you can use set types that you can only process in the business transaction. It makes sense to differentiate between these kinds of set types because the set types in the business transaction describe data that define a product on a customer-specific basis.
The set types that you use in the master data are also integrated in the business transaction. Depending on the set type, you can change the settings from the master data in the business transaction. For more information, see Set Types for Financial Service Products.
Prerequisites
● To select the bank details for the business partner in the business transaction, you have entered this information in the master data for the business partner.
For more
information, see 
Bank
Details.
● To define a payment method for a loan item, you have defined the possible payment methods for the relevant countries in Customizing.
For more information, see the Implementation Guide (IMG) for Financial Services under Account Origination ® Financial Service Product (FS Product) ® Define Payment Methods.
● To enable the payment method to be distributed to the connected loan system, you have assigned the payment methods in the connected loan system to the payment methods in SAP Customer Relationship Management (SAP CRM). For more information, see the IMG for Financial Services under Basic Functions ® Connection of External Systems ® Asynchronous ® Connection to Loan Management ® Assign Payment Method.
In the
connected loan management system, you have also assigned the payment method to
the payment methods in SAP CRM. For more information, see XI Interfaces for Loan
Origination: New Business.
Features
The following set types are not available to you in the master data of financial service products (FS products); in the standard system, you can only edit them in business transactions:
● Loan: Payment Schedule (CRM_PROD_FS017)
This set type shows the payment schedule that the connected loan management system calculated.
For more information, see Calculating the Payment Schedule.
● Loan: Bank ID (CRM_PROD_FS018)
This set type is used to select the business partner’s bank details.
In the financial service quotation (FS quotation), business partners can exist in different business partner roles. The system uses the following logic to search for the business partner:
○ If the loan item has a different payer, the system adopts this payer’s data.
○ If the loan item has a loan recipient, the system adopts this loan recipient’s data.
○ If the loan item has neither a different payer nor a loan recipient, the system adopts the sold-to data from the header data of the FS quotation.
You also enter the customer’s payment method in the FS quotation. The payment method is part of pricing. It specifies the method a customer uses to make payments. The payment method is the key for incoming payments, for example repayments.
■ For payment methods such as debit memo or automatic debit, you must also specify the bank details.
■ You define the payment method dependent on the country of the loan recipient (partner function 0002 Ship-to party/Service recipient).
● Loan: Results (CRM_PROD_FS019)
This set type displays the result of the effective interest rate calculation. This is the result of the calculation of the payment schedule in the loan management system. In addition to the nominal interest rate, the following values are included in the effective interest rate calculation:
○ Fees
○ Settlement dates
○ Premium/discount
○ Repayment arrangements
● Collateral agreement: Agreement details (CRM_PR_FSCA02)
This set type defines whether the loan is a real property loan that encumbers several items of real estate simultaneously and to the full investment support amount.
As SAP CRM transfers the collateral data to the connected Collateral Management systems, you must make sure that your settings in SAP CRM match the settings in the backend system.
● Real estate: Object details (CRM_PR_FSC_02)
This set type describes the special data for real estate, such as the residential space or year of construction.
● Real estate: Object location (CRM_PR_FSC_03)
This set type describes the location and environment of the real estate.
You can change the assignment of set types in the business transaction or create new set types and integrate these in the business transaction.
See also:
Maintaining a Real Estate Item