Calculation of Effective and Nominal Utilization for a Facility
This flexible and configurable model enables you to calculate the effective and nominal utilization of a facility, checking against a limit that you set up yourself.
In the calculation, the system can take into account the following allowed facility participants:
Master Contract
Checking Account
Loan Account
You are provided with numerous calculation bases for the calculation, which you can set up flexibly in the Product Configurator of the master contract. You can also restrict the utilization calculation in the Product Configurator according to product and product group.
Note
Note that the system calculates the nominal utilization starting with the contract present of the affected master contract, and ending with a date no later than 50 years in the future.
To use this calculation model, you have made the following settings in Customizing:
In the Customizing activity Edit General Settings
, you have completed the following (see Customizing under :
You have set up the mode for currency translation
.
You have selected the Deactivate Check Limits
checkbox.
You have deselected all check limits. These are no longer used for the functions of the limit check, and the system ignores them.
In the Product Configurator of the master contract, you have created new products for your facilities, and set up the following attributes in particular (see Customizing under ):
Facility Control
Calculation of the Effective Utilization
Calculation of the Nominal Utilization
For facilities with term restriction and loan accounts: Check criterion
You have made the required settings in the Customizing activity Use New Pattern for Master Contract Participation
.
For master contract hierarchies whose participant accounts and master contracts have different currencies, you have processed the following Customizing activities:
You have set up and checked Customizing for Account Management
under . In particular, you have specified in the Customizing activity Define Currency Customizing
whether the currency Customizing is to be set up by means of the currency settings in SAP NetWeaver or by means of the market data functions.
In the Customizing activity, Assign Exchange Rate Types for Currency Translation
, you have assigned the relevant exchange rate categories (see
Depending on the setting in the Customizing activity Define Currency Customizing
, you have processed the following Customizing activities:
If you are using the currency functions in SAP NetWeaver:
If you are using the market data functions:
If you are using the market data currency functions, you can also enter the exchange rates on the SAP Easy Access
screen under .
Note
If you have technical reasons for not wanting to send the changed values of a particular calculation basis to the master contract-managing system, you can specify this as optional. You do so in the Customizing activity Mark UCBs not relevant for Account Products
. (see Customizing under )
Note
You can use a Business Add-In (BAdI) to control the inclusion of time-dependent shares of the effective utilization (prenote balances and subject to final payment balances). You find this BAdI in Customizing for Master Contract Management under .
Unless you define otherwise, the system includes time-dependent shares if they are valid on the current system time stamp. However, in this BAdI you can specify that the system includes these shares if they are valid on the current posting date. These dates and times may be different during end-of-day processing or in test systems and can result in different utilizations.
Caution
If you have used releases prior to banking services from SAP 7.0, you need to regenerate your master contract hierarchies before you use the calculation model.
For more information about the calculation model, see the documentation for the Customizing activity Edit General Settings
.