Capitalize Payments

This procedure groups together the functionality of the business object Capitalization.

You can carry out the following steps for the capitalization of a loan:

Enter
Delete
Execute
Reverse

Prerequisites

You have made the settings for the capitalization in the following Customizing activities in Customizing for Account Management (FS-AM):

Basic Settings Business Transaction Categories Edit Descriptions of SAP Business Transaction Categories
Order Management Basic Settings Configure Order Category
Order Management Capitalization
- Define Number Range Interval for Capitalization
- Define Capitalization Reasons
- Define Reversal Reasons for Capitalization
- Define Display of Change Documents
Release:
- Assign Release Procedure to Release Object
- Release Assign Rule to Release Steps
- Release Assign Release Procedure to Release WF and to Release Procedure WF

You have also made the settings for the objects generated by the order in Customizing for Account Management (FS-AM). For more information about the generated objects, see the Integration section in Capitalization.

Procedure

From the SAP Easy Access screen, choose Start of the navigation path Account Management Next navigation step Account Management Loan (Special Functions) Capitalize Payments End of the navigation path .

In the initial screen you can choose one of the following three functions:

Create
Change
Display

The system runs checks for the following methods:

Create
Activate
Reverse

For more information about the checks, see the Integration section in the documentation for Capitalization. You can also define these methods for the release process. For more information, see Release Object: OR_CAPT (Capitalization).

Entering an Order

To create a new order, choose Create in the initial screen and enter the bank country, bank key and contract number.
Choose Continue.
Enter the necessary data on the Capitalization tab page (see the Integration section in the documentation for Capitalization).
Select the reason for capitalization.
Specify if correspondence is required when the order is activated.
Select the value date, the date on which the capitalization will occur.
Select options for Payment Plan Option (if required). The installment amount can be kept unchanged or the payment plan of the loan contract can be kept unchanged.
Select the payments to be capitalized.
Choose Save to enter the order.

Deleting an order

Enter the order number in the initial screen for the function to process an order. Choose Change.
Choose Delete.
You can only delete orders with status Entered.

The system checks whether it is possible to delete the order.
The system sets the status of the order to the final status Deleted. You can no longer process the order.

Activating an order

Enter the order number in the initial screen for the function to process an order. Choose Change.
Choose Activate.
The system activates the order and saves the order in status Activated.

You can not make changes to the order when it has the status Activated. You cannot delete this order. However, you can reverse it.

Reversing an order

Enter the order number in the initial screen for the function to process an order. Choose Change.
Choose Reverse.

You can reverse only an activated order.

After the order is reversed, the loan account comes to the status as existed before the order was executed.

The following utilization calculation bases are affected:

Nominal capital
Effective capital plus prenotes
Remaining capital plus prenotes

For more information, see Example: Capitalizing Payments