Precosting Runs (SAP Library - Profitability Analysis)

Precosting Runs

Use

This function is used to analyze (new) transactions for loans.

Integration

You can define a form (which can also be printed out) for precosting in Customizing for executing the analysis and displaying the information, (Profitability analysis ® Product control ® Individual control ® Loan ® Precosting ® Define form for precosting). The graphical format of the results can be enhanced as of Release 4.03 by accessing a user-defined form display. This user exit is found in enhancement JBTK0006.

Prerequisites

To carry out precosting, you must first activate the automatic financial object integration for loans (in Customizing under SAP Banking ® Strategic Enterprise Management (SEM) ® Profitability Analysis ® Single Transaction Costing ® Automatic Financial Object Integration in Transaction Master Data ® Loans ® Activate/Deactivate Automatic Financial Object Integration).

The following prerequisites must be met.

A costing rule must be assigned to the transaction. Three options are available for this:

Entering the costing rule directly (in the single transaction costing part of the financial object)

Direct derivation of the costing rule (in Customizing under SAP Banking ® Strategic Enterprise Management ® Profitability Analysis ® Single Transaction Costing ® Derivation Strategy for Financial Object ® Loan ® Maintain Derivation Strategy)

Indirect derivation using the bank product and the product variant (in Customizing under SAP Banking ® Strategic Enterprise Management ® Profitability Analysis ® Single Transaction Costing ® Derivation Strategy for Financial Object ® Loans ® Precosting: Bank Product and Product Variant)

Maintain the loan conditions for an existing or new loan (Profitability Analysis ® Master Data ® Bank Transactions ® Create/Change)

Activities

Choose Profitability Analysis ® Master data ® Bank Transactions ® Loans ® Change.

Enter the company code and the loan number.

Choose Continue. The Change Contract: Basic Data I screen appears.

To access the conditions screen, choose Goto ® Conditions.

Choose Environment ® Single transaction costing. The Additional data/functions (loans) dialog box appears. You can use the Analysis function (precosting) or the Reconciliation function (simulation).

Tab Page	Procedure	Result
Precosting	Enter a costing date and the display settings. You can also generate a detailed log for the financial object. Start precosting.	The results are displayed graphically according the display settings you made in Customizing. If you are using the Analysis function, data will be used only as a basis for costing; it will not be changed.
Simulation	Enter the costing date and the standard value (NPV margin). Select the condition item you want to determine (disbursement rate, percentage rate or absolute amounts for interest and principal payment conditions). Start precosting.	You are given a suitable condition feature for the transaction. You can transfer values that have been changed in simulation.