Business Partner in the Current Account System (SAP Library

Business Partner in the Current Account System

Definition

As business partner, the current account system uses the Financial Services Business Partner. To learn how to make use of this, read the appropriate documentation (Financial Services Business Partner). In this section there is a short description of the special features that you must be aware of in connection with using the Financial Services Business Partner in the current account system.

Use

A business partner can assume different roles in relation to an account. Roles determine the view of the business partner data. The following roles are supported by the standard system:

Account holder: A business partner in this role must be assigned to every account. As well as being a source of information, the system also checks this business partner during payment transactions. Always only one account holder can exist for an account. If the account was opened for a group of persons, (a married couple, for example), you must define this as an own business partner. You must assign the individual persons to the account accordingly as authorized drawers.

Authorized drawer: An authorized drawer has the same access to the accounts as the account holder. The account holder is simultaneously authorized drawer for the account. If the account holder is not a natural person, you must specify at least one authorized drawer for the account.

Note

In Customizing you can set the check for the existence of an authorized drawer when an organization is assigned as account holder. The system makes the check using a function module stored for event BKK_BKKA_EVENT_DCHCK_AUTH_AV. If you deactivate this event in the business partner event control, the system does not make the check. Refer also to: Events (Business Transaction Events)

Account manager (maintenance clerk): Organizational unit of the bank that is responsible for the management of the account. This is normally one of your employees.

Bank statement recipient: If no bank statement recipient is specified, the account holder is assumed to be the statement recipient. However, if a business partner is assigned in the role of bank statement recipient, only this partner receives a statement and not the account holder. If you want the account holder to also receive a statement, create the holder as another bank statement recipient. The account holder then receives a copy.

Contact person: If the account holder is an organization, several contact persons can be assigned to an account. The assignment is purely for information purposes.

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