Credit Standing Calculation 
Credit Standing Calculation
Use
Before you grant a loan to a customer, you need to check the customer’s financial and personal credit standing.
Features
The system supports the financial credit standing calculation for loans given, allowing you to assess whether the borrower is in a position to meet the obligations arising from the loan on the basis of income, outgoings and financial situation.
A simple
calculation form allows you to set the monthly outgoings against the income and determine a debt service factor. You can define which items make up the form in Customizing.You access the credit standing check via the corresponding business partner, since the credit standing data is saved for a business partner.
The credit standing surplus (or deficit) and the debt service factor are transferred to the decision.
For more information about the Resubmission, Memo pad, User data and Total commitment functions, see