Unscheduled Repayment 
Unscheduled Repayment
Use
You use this function to enter complex business operations (a business operation for an unscheduled repayment can comprise the unscheduled repayment itself, an early repayment penalty and a processing charge). Such business operations may also include derived flows (for example rate gains, accrual/deferral records) or incidental costs (such as taxes).
You can only carry out an unscheduled repayment if the contract has already been disbursed. If only planned disbursements exist for a contract, you can only enter planned unscheduled repayments. In this case, the Posting function is hidden.
See also:
Business Operations for a Contract.Prerequisite
You define the permitted flow types in Customizing for Loans by choosing Define Condition Groups ® Assign Flow Types to Cond. Groups per Application.
Procedure
The remaining procedure and the fields are described in the documentation for
Additional Fields
The Available capital field in the header data contains the maximum amount that can be repaid on the key date. If the available capital is less than the repayment planned record you have generated, a corresponding system message appears.
In the first table you enter the Effect of the unscheduled repayment on the loan master data using the F4 help function. Once you have saved and activated or posted the business operation, the system automatically displays the reduction amount in position currency.
For product types with rate gains (such as borrower's note loans), you enter the nominal amount and the security price in the second table. The system then calculates the settlement amount automatically. You can only make enter or change values in the Security price field for the relevant product types. When a corresponding product type is used, the default value is 100%.
Set the Inclusive flag if you want the current date to be included in the calculation (for instance, for interest calculations).