This business process allows you to process all non-cash payment transactions that have taken place in stores in a POS (point of sale) system, via the POS interface.

More customers are choosing non-cash payment methods in stores. The sales transaction, including processing at checkout, is usually performed via electronic POS systems or distributed retailing systems. SAP Retail supports the following means of non-cash payment:

• Payment cards
• Electronic cash
• Electronic purse
• Checks
• Debit memos
• Invoices

This process is directly linked to the sales/returns process. The procedure actually takes place outside SAP Retail in a POS system. The following description is intended to give an overview of the sales transaction:

1. You enter the customer’s means of payment. You can enter individual means of payment or a combination of them (for example, check and electronic cash).
2. You carry out the necessary checks, for example, checking the customer’s credit limit and card validity.
3. You create the payment documents.