Start of Content Area

Function documentation Calculating and Transferring Payment Behavior Summaries  Locate the document in its SAP Library structure

Use

Using payment behavior summaries, you can calculate the creditworthiness score and the credit limit in SAP Credit Management.

The payment behavior summaries of business partners are determined in Contract Accounts Receivable and Payable. In the same way, you can determine the credit exposure including an interest calculation.

Prerequisites

You specified the interest rate for the valuated credit exposure in Customizing for Contract Accounts Receivable and Payable under Integration ® Financial Supply Chain Management ® Credit Management ® Define Specifications for Credit Management.

If you want to transfer individual payment behavior summaries to SAP Credit Management, you made settings in Customizing for Contract Accounts Receivable and Payable under Integration ® Financial Supply Chain Management ® Credit Management ® Key Figures.

Features

In the standard system, payment behavior summaries contain the valuated credit exposure, as well as information on the following:

      Open items

      Payment methods

      Payments

      Dunning by collection strategy

      Dunning by dunning procedure

      DSO (days sales outstanding)

      Promises to pay

      Returns

      Deferrals and installment plans

      Write-offs

The amount of the valuated credit exposure is the total of all open items, including the interest for overdue items. For simulating the interest calculation for overdue items, the system uses the interest rate you entered in Customizing.

The system updates the valuated credit exposure in the currency of the credit segment.

The transfer of the key figures takes place using the mass activity Transfer Credit Data (see the SAP Easy Access screen: Periodic Processing ® Forward Data to SAP Credit Management). This mass activity uses the asynchronous service CreditPaymentBehaviourSummaryNotification_Out of the interface CreditPaymentBehaviourSummaryNotification.

If you make the system settings described above, this service transfers the individual key figures from Contract Accounts Receivable and Payable to SAP Credit Management. The system also fills the PropertyValuation of the service, in which the characteristics of the individual key figures are filled.

The mass activity Transfer Credit Data forwards the payment behavior summary for those business partners with negative payment behavior (such as dunning, returns, or broken promises to pay). In event 4511, you can specify when and how long the key figures for a business partner should be sent again.

You specify the time period over which a key figure is evaluated in Customizing for Contract Accounts Receivable and Payable under Integration ® Financial Supply Chain Management ® Credit Management ® Key Figures ® Specify Evaluation Period for Key Figures. The value applies for all key figures that you have stipulated for transfer, and especially for the following standard key figures:

      COL (collections)

      DUN (dunning notices)

      P2P (promises to pay)

      RET (returns)

      TIP (installment plans)

      WRO (write-offs)

If you do not make any entries, the system uses the default value of 30 days.

You can add your own data to these standard key figures for payment behavior in event 4509.

In addition, in event 4510, you can also define your own key figures, fill them, and then send them along with the standard key figures using the PropertyValuation of the service to SAP Credit Management.

Note In SAP Credit Management there is a synchronous service CreditManagementAccountERPPaymentBehaviourSummaryByDebtorPartyQueryResponse_In. This service also contains the PropertyValuation. If the service calls Contract Accounts Receivable and Payable from SAP Credit Management, then the system calculates the key figures to be transferred.

Note for the industry component Utilities Industry

You can determine an average budget billing amount for each business partner and credit segment and transfer it to SAP Credit Management. This means that the average budget billing amount is available in formulas in SAP Credit Management as a decision criterion for credit decisions. The system calculates the average budget billing amount as follows:

...

       1.      For each budget billing plan, the system calculates the number of days between the beginning and end of the budget billing period.

       2.      The total amount of the budget billing plan is divided by the number of days. This provides the average budget billing amount per day and budget billing plan.

       3.      You can determine the average budget billing amount per day for each business partner by creating the total using the amounts determined in step 2 for each budget billing plan.

Note If you want to change the type of calculation, define event 4500 accordingly.

If you want to use the function, you also have to define event 4600 to forward the key figure Budget Billing Amount per Day determined for each business partner to SAP Credit Management. In SAP Credit Management you have two options:

...

You can save the key figure in a field of the payment behavior summary that you do not use in the SAP business partner.

Example In your scenario, you do not use the key figure Sales. Therefore, you define event 4600 such that the key figure Budget Billing Amount per Day is saved in the Sales field in SAP Credit Management for each business partner.

You add it to the payment behavior summary in the SAP business partner and save the key figure Budget Billing Amount per Day for each business partner in this new field. You also have to define event 4600 accordingly here. You also have to enhance the SAP business partner using the Business Data Toolset (BDT).

Activities

To calculate and transfer the payment behavior summary you also use the transaction Transfer Credit Data from the SAP Easy Access screen under Periodic Processing ® Forward Data to SAP Credit Management.

After the transfer, the valuated credit exposure appears in the business partner master data of SAP Credit Management in the given credit segment on the Payment Behavior Summary tab page in the Key Figures screen area in the Amount field. In the business partner master data of SAP Credit Management, the payment behavior summary is found in the credit segment views on the KPI Payment History tab page in the Key Figures screen area.

 

End of Content Area