Request for Cancellation 
Request for cancellation is a process requirement for SEPA Direct Debits (SDD) and SEPA Credit Transfers (SCT). For example, customers who initiate SDDs can cancel payment transactions up until the due date. For this purpose, the creditor bank sends a request for cancellation prior to settlement to recall a previous payment instruction. The debtor bank has to accept the request for cancellation from the creditor bank by the due date.
Payment Engine supports the following scenarios:
Active request for cancellation
A recall is created out of customer call. If an outgoing message for the external payment items has already been sent, a Payment Cancellation Request (camt.056 ) message must be created.
A recall is created for an SDD or an SCT by importing a Customer Payment Cancellation Request (camt.055) message.
Passive request for cancellation
A recall is created out of an interbank message (camt.056). No further message must be created.
Implementation Considerations
The SEPA Core Direct Debit Scheme Rulebook developed by the European Payments Council (EPC) does not cover requests for cancellation. The process for requesting for payment cancellation forms part of the bilateral agreement between the creditor bank and the clearing house, also known as the clearing settlement mechanism (CSM). However, it is mandatory that financial institutions that operate a Euro Banking Association’s (EBA) clearing system can handle requests for cancellation.
Note
The functions and processes implemented in the Account Management (AM) Proxy component are designed for communication with the SAP Deposits Management and Bank Customer Accounts (BCA) account management systems.
Features
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Conversion of incoming and outgoing Payment Cancellation Request (camt.056 ) messages in the Input Manager and the Output Manager. For more information about converters, see File Handler (FS-PE-FH).
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Initiation of requests for cancellation in the File Handler or through the creation of a recall in Exception Control. For more information about recalls, see Recall Management.
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Communication with the account management system to which the payment to be canceled has been forward over the Account Management Proxy. The system calls the return or posting functionality. For more information, see Connection to an Account Management System.
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Initiation of the BAPI return functionality implemented in Item Management in the Account Management (FS-AM) component.
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Interaction between the File Handler and Clearing Processing to initiate posting to the account management system. For more information about clearing and settlement, see Clearing Processing (FS-PE-CP).
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Collection of payment items for outgoing requests for cancellation by the same original message ID for forwarding in one outgoing file to a clearing house. For more information about collection separation criteria, see Clearing Agreement and Setting Up Queues and Collectors.