You can create, edit, and delete payment advice for the repayment and disbursement processes.
Payment advice enables banks to make payments, collections, and transfers between accounts based on the information given by the customers. The payment advice includes information about payment methods (such as cash, check, or direct transfers) and payment recipients (accounts that receive payments in the case of direct transfers).
You can maintain the payment advice in the item details of a banking customer quote. The payment advice assignment block is also available in the Loan Wizard under the Business Partner Additional Information
step.
You have activated the business function CRM-FS, Banking Customer Quote Enhancements
(CRM_FS_NB_BCQ_1).
You have defined the business processes for payment advice in Customizing for Account Origination under
.You have defined the process result types for payment advice in Customizing for Account Origination under
.You have defined the payment advice types that you can use in a banking customer quote in Customizing for Account Origination under
.You have maintained the settings and assignments for payment details in Customizing for Account Origination under
.Payment advice consists of the following:
Business process, for example disbursement or repayment
Process result type, for example default billing
Payment advice type, for example internal bank transfer
Percentage split in percentage
You can split a single payment, collection or transfer among multiple recipients, thus creating multiple payment advice items. You can specify split payments to separate recipients for a loan by percentage. For example, if 45% of a single payment is sent to one account and 55% to another account based on the payment advice, two payment advice items are captured in the quotation.
Depending on the business process and the payment advice type, the following fields are also available:
For business process Disbursement
, and for business process Billing
with payment advice type Direct Debit Order
:
Bank country
Bank account
Account holder
Bank key
IBAN
The following fields are displayed for business process Billing
with payment advice type SEPA Direct Debit
:
Creditor ID
Mandate ID
If you split a payment, collection, or transfer among more than one recipient, the system ensures that the percentages of all recipients do not total more than 100% for a particular process result type in an item.
When you enter the details for a direct debit order, you must enter the IBAN or the bank details (bank country, bank key, and bank account). When you enter the bank details for the SEPA direct debit, you must enter the creditor ID and the mandate ID.
In the Payment Advice
assignment block, you can create, edit, and delete the details that you have created.