Technical name: SAP_TR_LO_CREDIT_ANALYST

The credit analyst is in direct contact with the business partner in the phase leading up to conclusion of the contract. This person analyzes/reviews the prospective loan transactions with regard to the business partner's credit standing and the value of the collateral available to secure the loan. On the basis of this analysis, he or she makes a decision on the loan. The credit analyst can make use of the limit management functions to ensure that risk directives are observed.

This role involves the following activities:

• Business partner maintenance (create/change/display)
• Credit standing calculations

• Calculation of the collateral value
• Collateral value proposal
• Editing objects/collateral
• Decision-making
• Release of loan decision (colleague or superior)
• Changing limits