United States Funding Accounts - Global

Payment Cycle

Expense Pay uses a 4-day pay cycle:

Day 0: The night after the batch closes, the Expense Pay Engine creates payment demands for all expense reports that reached the Processing Payment status before the batch closed.

Day 1: The payment demands are sent for processing.

Days 2 and 3: The payment is processed by the payment partner.

Day 4: The direct credit settles in the employees' and card issuers' accounts.

Funding Bank Account Fields

Each payment-processing partner has unique information requirements. Consequently, the fields that display when creating a funding account will vary depending on what information the payment-processing partner requires. An asterisk symbol (*) indicates a required field.

Bambora United States Bank Account Fields
Field	Description
Account Country	Country where the bank account is located.
Account Currency	Account currency based on the selected Account Country.
Funding Type	DIRECT DEBIT
Account Display Name	Name of the account. NOTE: This name appears in the funding account in the Create/Edit Batch Definitions page and on the Monitor Batches > View Funding > Direct Debit page. The Reimbursement Auditor user role can view the funding account name, but not the details. The funding account name should be clear and descriptive.
Available For	Reimbursement Managers in the selected groups who will be able to access the funding account.
Active	Whether this account is active or inactive.
Primary Contact Name	The name of the funding account contact person that the payment-processing partner should contact first in case of an issue with the funding account.
Primary Contact Email	The email address of the funding account contact person that the payment-processing partner should contact first in case of an issue with the funding account.
Primary Contact Phone Number	The telephone number of the funding account contact person that the payment-processing partner should contact first in case of an issue with the funding account.
Secondary Contact Name	The name of the funding account contact person that the payment-processing partner should contact second in case of an issue with the funding account.
Secondary Contact Email	The email address of the funding account contact person that the payment-processing partner should contact second in case of an issue with the funding account.
Secondary Contact Phone Number	The telephone number of the funding account contact person that the payment-processing partner should contact second in case of an issue with the funding account.
Receive Daily Funding Email	Whether this account is active or inactive. NOTE: The funding account email is not group-aware. The emails for all funding accounts will go to all users who have the Reimbursement Manager user role, regardless of group.
Bank Name	The name of the bank.
Account Owner Name	Name of the account owner. NOTE: This field is pre-populated with the company’s entity name. Concur Customer support can change this value to match the sub-entity that holds the account (necessary in some cases).
Routing Number	The account routing number
Account Number	The account number
Provide the estimated sale volume	The estimated sale volume.
Company Name	The company name.
Business Entity Type	The business entity type.
Company Website URL	The company Web Site URL.
Legal Business Name	The legal business name of the company.
Business Start Date	The company’s first day of business.
Business Registration Number	The business registration number.
Doing Business As	The company “DBA” or doing business as name.
Address Line 1	The physical address of the company.
Address Line 2	(Optional) The physical address of the company.
City	The physical city of the company.
State	The physical state of the company.
ZIP Code	The physical postal code of the company.
Country	The physical country of the company.
(Director #) First Name	The director’s first name.
(Director #) Last Name	The director’s last name.
(Director #) Date of Birth	The director’s birthday.
(Director #) % of Company	The ownership percent in the company held by this director.
(Director #) Date Current Ownership Started	The date current ownership began.
(Director #) Address Line 1	The physical address of the director.
(Director #) Address Line 2	(Optional) The physical address of the director.
(Director #) City	The physical city of the director.
(Director #) ZIP Code	The physical postal code of the director.
(Director #) State	The physical state of the director.
(Director #) Country	The physical country of the director.
How often do you submit your batches?	The frequency of batches you have submitted in the past.
What is the average amount of each batch?	The average amount of your batches.
What do you expect the maximum amount of each batch to be?	The maximum amount that you expect for each batch.
First Name of Person Accepting	The first name of the person accepting these terms and conditions.
Last Name of Person Accepting	The last name of the person accepting these terms and conditions.
Email of Person Accepting	The email address of the person accepting these terms and conditions.
Phone Number of Person Accepting	The phone number of the person accepting these terms and conditions.

Western Union Business Solutions (WUBS) United States Bank Account Fields
Field	Description
Information About You
I wish to submit an application for a*	Either Corporation, Sole Proprietor, or Partnership from the list. NOTE: Confirmation, based on selection, displays and is required.
First Name of Person Filling this application*	The first name of the person completing this application.
Middle Name of Person Filling this application	The middle name of the person completing this application.
Last Name of Person Filling this application*	The last name of the person completing this application.
Information about the signing officer, where a signing officer is a representative with the powers to commit the authorizing of an organization to all binding agreements
First Name*	The first name of the signing officer.
Middle Name	The middle name of the signing officer.
Last Name*	The last name of the signing officer.
Date of Birth*	A date picker field that defaults to the current month, day, and year. The date of birth of the signing officer.
Your Residential Address*	The home street number/letter and name of the signing officer.
City*	The home city of the signing officer.
Residential Address Country*	The home country of the signing officer.
State / Province*	The home state or province of the signing officer.
Postal Code*	The home postal or zip code number of the signing officer.
Telephone*	The home telephone number of the signing officer.
Email Address*	The email address of the signing officer.
Business Name*	The name of the corporation, sole proprietorship, or partnership.
Business Occupation	The type of business provided by the corporation, sole proprietorship, or partnership.
Website Address	The Internet homepage of the corporation, sole proprietorship, or partnership.
Business Details by business type
The business type determines the fields displays in this section of the form. WUBS uses five business types: Corporation (Non-Public), Corporation (Public), Partnership, Sole Proprietorship, and NGO (Charity or Not-For-Profit Corporation). Information requested is based on regulatory requirements. Company information is related to the entity that signed the contract with Concur, not the subsidiary.
ID
Primary ID Type*	Either Passport or Driver's License of the signing officer
Country of Issuance*	The name of the country that issued the passport or driver's license.
Issuance Date*	A date picker field that defaults to the current month, day, and year. The date the passport or driver's license was issued.
Expiry Date*	A date picker field that defaults to the current month, day, and year. The date that the passport or driver's license expires.
ID Number*	The identification number of the passport or driver's license.
Image of ID*	A field that allows a photo of the passport or driver's license to be attached to this application via file upload. NOTE: Consent to perform an electronic verification is required.
Secondary ID Type	Either Driver's License, Nationality Card, or Utility Bill.
Image of ID	A field that allows a photo of the driver's license (if not already provided as the primary ID), nationality card, or utility bill to be attached to this application via file upload.
Trade Requirements
What is your average expense and invoice payment amount?*	A number in United States dollars that is your average batch amount.
How often will you be submitting payments?*	Either daily, weekly, monthly, quarterly, or yearly. The calendar frequency of expected payments.
How many payments will you typically make in this time?*	The number of batches you intend to submit based on the calendar frequency selected.
Please indicate the anticipated date of your first payment*	A date picker field that defaults to the current month, day, and year. The date you would like to begin using this new funding account.
Size of your organization*	The total number of your employees.
Declarations
Declaration and Agreement*	A check box that must be selected.
Foreign Exchange Contracts*	A check box that must be selected.
Additional Documentation
Southwest Border Ultimate Beneficial Ownership Form	A field that allows a file to be attached to this application via file upload.
Additional Relevant Documentation	A field that allows files to be attached to this application via file upload.
Account Details
Bank Name*	The name of the bank.
Bank Branch*	The bank's name for the physical location that is your branch.
Bank Street Address*	The street number and street name of your bank's address.
Bank City*	The city of your bank.
Bank Country*	This field is a pick list of countries supported by WUBS even if they are not supported by Expense Pay - Global. By default, United States of America is selected.
Bank State / Province*	This field is a pick list of states and provinces that are applicable to the previously selected Bank Country.
Bank Zip Code*	The postal or zip code number of your bank.
Bank Telephone Number	The phone number of your bank.
Account Manager Name	The name of your contact person at your bank.
Exact Name of the Account Holder*	The precise name of the account holder per your bank's records.
Bank routing/transit code*	The account routing number.
Bank Account Number*	The number of the account.
Account Type	Either Checking or Savings.
Account Open Date	A date picker field that defaults to the current month, day, and year. The date the checking or savings account was created.
Applicant agrees to the terms…	A check box that must be selected.
Bank Statement issued in the name of the business within the last 90 days*	A field that allows a file to be attached to this application via file upload.

Bank Holidays

Expense Pay is affected by bank holidays in the following ways:

If a bank holiday occurs on Day 1 or Day 2 of the 3 day pay cycle, funding and payment are delayed by one banking day.
If a bank holiday falls on Day 3 of the 3-day pay cycle, payment is delayed by one banking day.

View bank holidays (English Only).