Critical Term Match Method
With this effectiveness test method for hedging relationships, some important business data (the critical terms) of the hedged item and of the hedging instrument are checked as to whether they match. If the critical terms match, it can be assumed that the hedging relationship is effective.
As per IAS 39
, the prospective effectiveness test can be used for some hedging relationships to test the effectiveness of the hedging relationship using the critical term match method.
Example
In the case of an interest rate swap, it can be assumed that there is a complete hedge when the following criteria match for a hedged item (such as a securities position) and for a hedging instrument (such as an interest rate swap):
Designated nominal amounts
Currency
Start date
Due date
Reference interest rate
Spread
Interest calculation method
Calendar
You can use the critical term match method for the following scenarios:
710
CFH: Security Hedged with Interest Rate Swap
720
CFH: Loan Hedged with Interest Rate Swap
Note
The parameters often do not match, in which case other methods need to be applied.
If the effectiveness test has failed for a hedging relationship and you want to establish the effectiveness of that hedging relationship using a different effectiveness test, you have to create a new hedging relationship and assign to it a different hedging profile with different effectiveness tests.
To check the effectiveness (prospectively and retrospectively) of a cashflow hedge hedging relationship using other effectiveness test methods alongside the critical term match method, the hypothetical derivative is used.
In Customizing for Hedge Accounting for Positions
under , you can create a critical term type and specified which terms need to be applied to check the effectiveness.
Under Effectiveness Methods
, you have created a method that applies the Critical Term Match Method
as the type of effectiveness test method
and you have also assigned here the critical term type defined above.
Under Define Hedging Profile
, you have created a profile and have assigned to it as prospective effectiveness method the effectiveness test method defined above.
The following critical terms can be compared:
(Designated) nominal amounts
Currency
Start date
Here, the start dates of the hedged item and the hedging instrument are compared. However, in the case of a security position, the comparison applies the date of the first purchase of the security.
Due date
The comparison applies the due dates of the security/loan and of the hedging instrument.
Reference interest rate
The reference interest rates are checked to see if they match.
Spread
The fixed interest rate that is added to or subtracted from the reference interest rate used is compared.
Interest calculation method
Calendar
Partner rating
The rating of the issuer/lender is compared against the rating of the partner of the hedging instrument.
Credit spread
The credit spread of the security/loan and that of the hedging instrument are compared under the assumption that it does not change during the term of the hedging relationship.
You enter the credit spreads in the market data under .