Customizing Outgoing DME Files
To send a DME file to your bank (arquivo remessa), you need to make the following Customizing or master record settings:
Instruction key...
1. Carteira
In Brazil, you must specify additional information when you collect payments by sending a DME file to your bank, so the bank can identify how it is to perform a given transaction; this is referred to as carteira. For example, when boletos are involved in collecting customer payments, you need to inform your bank about who creates and issues them – the bank or you, the vendor.
You maintain a carteira value per bank account, in Customizing for Financial Accounting (FI), under Accounts Receivable and Accounts Payable ® Business Transactions ® Incoming Payments ® Automatic Incoming Payments ® Payment Method/Bank Selection for Payment Program ® Define Value Date Rules. Afterwards you assign the relevant payment methods to the carteira, in the activity Assign Payment Method to Bank Transaction.
You enter carteiras in the Trans. (Transaction type for determining bank terms) field. The carteira format differs from bank to bank:
|
Bank |
Format |
Meaning |
Example |
|
Banco Itaú |
YXXX or XXX |
Y = carteira
code |
I112 or 112 |
|
Banco Bradesco |
XXX |
X = carteira code |
009 |
|
Other banks (including Febraban format) |
XABC |
X = carteira code
(código de carteira) |
1211 |
2. Instruction keys
The instruction key specifies further processing of the duplicata. Instruction keys are supplied for the delivered payment methods. If you need to define additional instruction keys, you do so in Customizing for FI, under Accounts Receivable and Accounts Payable ® Business Transactions ® Outgoing Payments ® Automatic Outgoing Payments ® Payment Media ® Data Medium Exchange ® Define Instruction Keys. Note that instruction key 1 corresponds to the código de occorencia (payment code), while keys 2 and 3 correspond to instruçoes de cobrança (collection instructions).
You can enter an instruction key into each individual open item. When the system creates a duplicata, the key entered in the corresponding item is transferred to the duplicata. If no instruction key is entered in the item, the system takes the instruction key from the customer master (General Data, on the Payment Transactions tab) or the respective house bank (under Data Medium Exchange).
3. DME user IDs
If your bank requires, it assigns and gives you a DME user ID. The system fills this value in the DME file you send to your bank, and it enables the bank to easily identify the sending party. Note that the bank file formats refer to this value differently:
¡ Febraban: Código do Convênio no Banco
¡ Itaú: Código da Empresa
¡ Bradesco: Códigos que identificam a empresa junto aos bancos
You maintain DME user IDs in Customizing for FI, under Accounts Receivable and Accounts Payable ® Business Transactions ® Outgoing Payments ® Automatic Outgoing Payments ® Payment Media ® Country-Specific Settings for Payment Media ® Define DME User IDs. You can only assign a DME user ID to a single bank account, so if you have several accounts with one bank, you must use a different ID for each account.
4. DME currency codes
You need to maintain currency codes as they are to be represented on various payment media (boletos and DME files). You do so in Customizing for FI, under Accounts Receivable and Accounts Payable ® Business Transactions ® Outgoing Payments ® Automatic Outgoing Payments ® Payment Media ® Country-Specific Settings for Payment Media ® Maintain Currency Codes for DME (Brazil).
5. Automatic collection
Banco Bradesco offers automatic collection via DME. To activate automatic collection:
...
¡ In customer master records, set the Coll. auth. indicator for the relevant bank account (on the Payment Transactions tab).
¡ Employ (create if necessary) a payment method for which bank details must be maintained in customer master records.
¡ For further control, you can also set the Collection authorization indicator for this payment method.