Card used for cash-free payment in a variety of business transactions, from buying goods at a local store or over the Internet, to procuring goods and services on behalf of a company.

The main payment card categories involved in payment card processing in the SAP environment are:

• Credit cards

Used for purchasing goods and services with regular billing, usually with extended credit.

• Customer cards

Used by customers to buy goods and services from a specific merchant or group of merchants.

• Debit cards

Used as a means of cashless payment. The cardholder's bank account is debited instantly.

• Procurement cards

Issued on behalf of companies to employees for purchasing items up to a given amount.

• Walking cards

Issued on behalf of companies to employees for purchasing a wide range of goods and services for company travel.

The payment card functions in Sales and Distribution (SD) allow for sales involving these categories of cards, with the exception of walking cards, which are supported by Human Resources (HR), and debit cards, which are supported by Retail (SAP Retail) using point of sale (POS).