Determining the Receivable Amount to be Collateralized (SAP Library

Determining the Receivable Amount to be Collateralized

Use

This function explains how the system determines the amount of the receivable that is to be secured, when you assign the receivable to a portion of a collateral agreement, in the Collateral Scope tab page. The receivable amount that the system determines for the collateral agreement portion – receivable assignment, is displayed in the Calculations tab page as RBL Secured Amount – Current Risk and RBL Secured Amount – Maximum Risk.

Collateral agreement portion ID

Receivable portion ID

Credit system ID

Component type

These criteria determine the following possibilities for the collateral agreement portion – receivable assignment:

· You can link each of the receivable component types (principal, interest and fees) to a collateral agreement portion only once.

· You can divide the receivable with the Principal component type into first, middle and last portions.

¡ You can link the first and last receivable portions to a collateral agreement portion only once.

¡ You can link the multiple middle portions to the same collateral agreement portion more than once.

Note

This is possible only if there is no overlap of the amounts secured for the receivable portions.

The system therefore uses the component type and the receivable portion, to determine the receivable amount to be secured for each collateral agreement portion – receivable assignment.

The possible ways in which the receivable portions and their components can be assigned to the collateral agreement portions, to determine the amount of the receivable to be secured, are explained as follows:

Scenario 1: When the component type assigned is Principal and no receivable portions are specified:

· If no receivable amount is specified,

Receivable amount specified in the assignment (Range)

= Principal amount of the receivable

= from [0] to [principal amount of the receivable]

· If secured receivable amount is specified, then,

Receivable amount specified in the assignment (Range)

= secured receivable amount

= from [0] to [secured receivable amount]

· If secured receivable percentage is specified, then,

Receivable amount specified in the assignment (Range)

= x% of receivable principal amount (where x is the percentage specified)

= from [0] to [x% of receivable principal amount]

This graphic is explained in the accompanying text

Receivable principal = 100000 EUR

Sl no	CAG ID	POR ID	RBLID	Component	RBL Portion	Secured RBL amount	RBL pct
A	1	1	1	Principal
B	1	1	1	Principal		10000
C	1	1	1	Principal			10% (x%)

Receivable 1(A) amount specified in the assignment (Range) = from 0 to 100000

Receivable 1(B) amount specified in the assignment (Range) = from 0 to 10000

Receivable 1(C) amount specified in the assignment (Range) = from 0 to 10% of 100000

This graphic is explained in the accompanying text

Scenario 2: When the component type specified is Principal and receivable portion specified is First:

· If secured receivable amount is specified, then,

Receivable amount specified in the assignment (Range)

= secured receivable amount specified in the receivable

= from [0] to [secured receivable amount]

· If receivable percentage is specified, then,

Receivable amount specified in the assignment

= x% of principal amount of the receivable (where x is the percentage specified)

= from [0] to [x% of the principal amount of the receivable]

This graphic is explained in the accompanying text

Receivable principal = 100000 EUR

Sl No	CAG ID	POR ID	RBLID	Component	RBL Portion	Secured RBL amount	RBL pct
A	1	1	1	Principal	First	10000
B	1	1	1	Principal	First		10%

Receivable 1(A) amount specified in the assignment (Range) = from [0] to [10000]

Receivable 1(B) amount specified in the assignment (Range) = from [0] to [10% of 100000]

This graphic is explained in the accompanying text

Scenario 3: When component type specified is Principal and the Middle portions of the receivable are assigned:

· If secured receivable amount and reference receivable amount are specified, then,

Receivable amount specified in the assignment (Range)

= from [reference receivable amount] to [reference receivable amount + secured receivable amount)

· If receivable percentage and reference receivable amount are specified, then,

Receivable amount specified in the assignment (Range)

= from [reference receivable amount] to [x% of principal amount of the receivable + reference receivable amount]

· If secured receivable amount and reference receivable percentage are specified, then,

Receivable amount specified in the assignment (Range)

= from [x% of principal amount of the receivable] to [x% principal amount of the receivable + secured receivable amount]

· If receivable percentage and reference receivable percentage are specified, then,

Receivable amount specified in the assignment (Range)

= from [x% of principal amount of the receivable] to [y% of principal amount of the receivable + x% of principal amount of the receivable]

This graphic is explained in the accompanying text

Receivable principal = 100000 EUR

Sl no	CAG ID	POR ID	RBLID	Component	RBL Portion	Secured RBL amount	RBL pct	Ref RBL amount	Ref RBL pct
A	1	1	1	Principal	Middle	10000		10000
B	1	1	1	Principal	Middle		10%	10000
C	1	1	1	Principal	Middle	10000			10%
D	1	1	1	Principal	Middle		10%		10%

Receivable 1(A) amount specified in the assignment = from [10000] to [10000 + 100000]

Receivable 1(B) amount specified in the assignment = from [10000] to [10% of 100000 + 10000]

Receivable 1(C) amount specified in the assignment = from [10% of 100000] to [10% of 100000 + 10000]

Receivable 1(D) amount specified in the assignment = from [10% of 100000] to [10% of 100000 + 10% of 100000]

This graphic is explained in the accompanying text

Scenario 4: When the component type specified is Principal and the last receivable portion is assigned,

· If secured receivable amount is specified,

Receivable amount specified in the assignment (Range)

= from [principal amount of the receivable– secured receivable amount] to [principal amount of the receivable]

· If receivable percentage is specified,

Receivable amount specified in the assignment (Range)

= from [principal amount of the receivable – x% principal amount of the receivable] to [principal amount of the receivable]

This graphic is explained in the accompanying text

Receivable principal = 100000 EUR

Sl no	CAG ID	POR ID	RBLID	Component	RBL Portion	Secured RBL amount	RBL pct
A	1	1	1	Principal	Last	10000
B	1	1	1	Principal	Last		10%

Receivable 1(A) amount specified in the assignment (Range)

= from [100000 – 10000] to [100000]

Receivable 1(B) amount specified in the assignment (Range)

= from [100000 – 10% of 100000] to [100000]

This graphic is explained in the accompanying text

Scenario 5: When component type specified is Interest,

· You cannot specify receivable portions, receivable amount to be secured or the receivable percentage.

Interest amount specified in the assignment = interest amount specified in the receivable

This graphic is explained in the accompanying text

Interest = 20000 EUR

Sl no	CAG ID	POR ID	RBLID	Component	RBL Portion	Secured RBL amount	RBL pct
A	1	1	1	Interest

Receivable 1(A) amount specified in the assignment = 20000

This graphic is explained in the accompanying text

Scenario 6: When component type specified is Fees,

· You cannot specify receivable portions, secured receivable amount or percentage.

Fees amount specified in the assignment = fees amount specified in the receivable

This graphic is explained in the accompanying text

Fees = 10000 EUR

Sl no	CAG ID	POR ID	RBLID	Component	RBL Portion	Secured RBL amount	RBL pct
A	1	1	1	Fees

Receivable 1(A) secured amount = 10000