Updating Limit Utilizations 

The limit utilization of the single record or transaction is the risk amount calculated for a single transaction by the attributable amount determination function.

Using the limit characteristics and their values, the system combines the utilizations of the single records with the limit utilizations of the totals records or the limit.

The limit utilization of a certain limit is, therefore, the total of the attributable amounts of all transactions attributed to the limit on the basis of their characteristic values. The system compares this amount with the corresponding internal or external limit amount as part of the single transaction check, reporting, the query or the drilldown.

Use

Up-to-the-minute monitoring of compliance with the existing limits requires regular updating of all limit utilizations. For this purpose, you can use the single transaction check to update limits during the day, and make a final update at the end of the day by using end of day processing.

When the single transaction check is applied to a transaction, the system updates it in Limit Management in status 2. If an additional STC is applied to this transaction on the same day, then the status 2 is updated with the current data. If a transaction is included in end-of-day processing, then the system updates it in Limit Management in statuses 1 and 2.

Which key figures are determined and updated depends on the combination of default risk rule and determination procedure. The default risk rule is stored in the financial object. For transactions that do not yet exist in the data pool, or those have not yet been included in end-of-day processing, the default risk rule is determined by the STC product .