| available amount (FS-AM-IM) |
The amount that is freely available to an authorized drawer of an account.
The system calculates the amount as follows:
+ account balance
- balance of the payment item
+ balance of the prenotes that are subject to posting control
+ total limit amount
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= available amount
The balance of the future items is contained in the account balance and not deducted from it.
In the case of payment items transferred automatically to the system, it is possible to increase the available amount by the extra amount.