Object documentationTime Deposits Locate this document in the navigation structure

 

An account feature in Account Management (FS-AM) for managing time deposit agreements.

All the other basic functions of the account are also available.

 

You use an account with an active time deposit feature (feature attribute 0015) for managing time deposits. This is a term-based product with a fixed term.

An account can only ever have one current time deposit agreement. The terms of time deposit agreements for an account are not allowed to overlap.

The following characteristics apply for all time deposit agreements of a time deposit account and the system displays these on the Time Deposit tab page.

Standard declaration of intent

The standard declaration of intent specifies how the system responds once the term end of a time deposit agreement has been reached. This response applies if you have not manually scheduled any additional, future time deposit agreement.

For more information, see the documentation for the field in the system.

Phase

The life cycle of a time deposit agreement (and thus the time deposit account) has three phases:

  • The preliminary phase starts with the contract start of the time deposit account and ends with the end of the first day of fixing.

  • The fixing phase starts with the term start and ends with the term end. During this phase, the agreed contract amount and the conditions are fixed and are not changed.

    For more information, see Fixing Time Deposits.

  • The calling phase starts with the term end of the time deposit agreement. During this phase, you can change data of the time deposit agreement such as the standard declaration of intent or the contract amount of a subsequent time deposit agreement.

    For more information, see Calling Time Deposits.

The system displays the current phase in the account on the Time Deposit tab page in the Phase group box.

This graphic is explained in the accompanying text.

Phases of a time deposit account

The system automatically renews the time deposit agreement if you set up the standard declaration of intent and the actions at the term end accordingly.

You can define a period of grace for the transition into a subsequent agreement (by renewal or manual scheduling).

This graphic is explained in the accompanying text.

Period of grace for time deposits

For information about the agreements when you create a time deposit agreement, see Editing Time Deposits.

Structure

Time deposits have master data and flow data:

  • Master data

    The Time Deposit (BCFD) contract element manages the master data of the time deposit.

  • Flow data

    The life cycle control of the time deposit monitors and controls the flow data of the time deposit.

For more information, call transaction FS_AM_TECH_DOC (Technical Documentation FS-AM) and see the Time Deposit section and its assigned sections under Account Management Objects:

  • Contract Element: Time Deposit (BCFD)

  • Life Cycle Control of Time Deposits

  • Time Deposit Events

The structure description of the time deposit comprises attributes, methods, and customer enhancements.

Attributes

  • Time deposit (contract data)

  • Withdrawal category

  • Origin

  • Notice reason

  • Phase

  • Standard declaration of intent

  • Close account

  • Term variant

  • Contract currency

  • Minimum contract amount

  • Maximum contract amount

  • Commitment period (days)

  • Preliminary notice of maturity (days)

  • Minimum term (numbers)

  • Maximum term (numbers)

  • Create new creation confirmation

  • Create recreation confirmation

  • Create payoff confirmation

  • Time deposit agreement number

  • Term start

  • Term (numbers)

  • Term (Unit)

  • Term end

  • Latest term start

  • Notice of maturity (date)

  • Time deposit status

  • Fixed term end

  • Contract amount

  • Delta amount

  • Contract currency

  • Contract amount determination type

  • Full payoff

  • Interest usage (term)

  • Interest usage (term end)

  • Calculation of capital yield tax

  • Create notice of maturity

  • Origin

  • Minimum increase

  • Maximum increase

  • Increment of the increase

  • Allow direct debit during fixing phase

  • Grace period for time deposit (days)

  • End of the grace period for time deposit

  • Interest expires for notice during grace period of time deposit

  • Start of interest commitment period

  • Interest commitment period (numbers)

  • Interest commitment period (unit)

  • End of interest commitment period

  • Reason for interest commitment 

Methods

In Account Management (FS-AM), you can use one of the following channels for processing objects:

The following overview shows which time deposit methods can be called and the channel that can be used:

Dialog

Individual processing:

Transaction code

Short description

Transaction BCA_RC_FTD_NEXT_DUE

Display time deposit dates

Transaction BCA_RC_FTD_FIX_SNG

Fix time deposits

Transaction BCA_RC_FTD_DUE_SNG

Call time deposit

Transaction BCA_RC_FTD_REV_SNG

Reset time deposit action

Transaction BCA_RC_FTD_COR_SNG

Create notice of maturity

Transaction BCA_OR_EWD

Withdraw time deposit early

Mass processes:

Transaction code

Short description

Transaction BCA_RC_FTD_FIXING_PP

Fix time deposits

Transaktion BCA_RC_FTD_DUE_PP

Call time deposits

Transaction BCA_RC_FTD_DUECOR_PP

Create notice of maturity

Transaction BCA_OR_EWD_MASS_RUN

Execute due early withdrawal

Transaction BCA_OR_EWD_LOG

Application log - execute due early withdrawal
Business Application Programming Interface (BAPI)

Time deposits do not have a separate BOR object like, for example, the product change (account). This is because the master data of the time deposit is part of the master data for the account. The master data of the time deposit can be edited with the following BAPIs:

  • CMAccountAM.FixedTermDepositGetDetail

  • CMAccountAM.FixedTermDepositChange

There are no BAPIs for the flow data of the time deposit (such as for fixing time deposits).

Direct Input

Direct input is implemented for the data of the time deposit contract element (BCFD).

Customer Enhancements

The following business transaction events (BTEs) are available for time deposits:

Publish & Subscribe BTEs

BTE

Short description

0BCA2701

Time deposit (OPEN SINGLE)

0BCA2702

Fix time deposit (SET SINGLE)

0BCA2703

Specify actions at term start (SET SINGLE)

0BCA2704

Actions after seamless renewal (SET SINGLE)

0BCA2705

Create notice of maturity (SET SINGLE)

0BCA2706

Call time deposit (SET SINGLE)

0BCA2707

Reset fixing (SET SINGLE)

0BCA2708

Reset calling (SET SINGLE)

0BCA2709

Time deposit (CHECK SINGLE)

0BCA2710

Time deposit (PREPARE ALL)

0BCA2711

Time deposit (SAVE ALL)

0BCA2712

Time deposit (RESET ALL)

Process BTEs

BTE

Short description

0BCAA110

Print correspondence type BA11

0BCAA111

Request for correspondence type BA11

0BCAA120

Print correspondence type BA12

0BCAA121

Request for correspondence type BA12

0BCAA130

Print correspondence type BA13

0BCAA131

Request for correspondence type BA13

0BCAA140

Print correspondence type BA14

0BCAA141

Request for correspondence type BA14

Integration

You make the settings for life cycle control in Customizing for Account Management (FS-AM), under   Product Management   Life Cycle Control of Time Deposits   in the following Customizing activities:

  • Edit Start of Term Variants

  • Edit Term Variants

  • Check Term Variants

  • Processor Determination for Time Deposit

You make product settings in Customizing for Account Management (FS-AM), under   Product Management   Product Definition   Account Products   Create or Change Account Product   Used Attributes   Time Deposit.