Strategic Enterprise Management (SEM) for Banks 
Strategic Enterprise Management (SEM) for Banks
Purpose
Competitive pressure in the banking industry is increasing worldwide. The growing complexity and dynamic nature of the banking markets, together with increasing globalization and internationalization of banking business with ever decreasing margins, place greater demands on bank management.
This makes up-to-date control instruments for the simulation, planning and analysis of the overall bank with its different levels indispensable. In the context of risk management it is particularly important to consider the reporting obligations imposed by the banking supervisory bodies.
Integration
Overall bank controlling requires access to all business transactions and organizational units involving income, expense and risks. All financial transactions and bank positions are transferred along with all data to a business data pool. This data either already exists in the SAP System
(
Bank Customer Accounts or Loans Management) or is imported from the operational bank system to the SAP System by means of interfaces.
Scope of functions
Strategic Enterprise Management (SEM) for Banks comprises the following components
:Profit Analyzer)
Market Risk Analyzer)
Asset / Liability Management)
Default Risk Limitation)