Multi-Million Loan Reports (only Germany) 

(Please note that this function is primarily designed to meet German reporting requirements and may not be relevant to your country).

Use

The multi-million loan report is a reference list for the whole of the securities and loans areas which displays multi-million loans according to §14 of the German Banking Act. It is only a reference list since it does not as yet meet the requirements of the 6th amendment of the German Banking Act.

Prerequisites

You have to make certain entries before you can use this function.

  1. You have to maintain the partner master data for the partners who might appear in the roles of issuer (securities area) or main borrower (loans area) by activating field GBA statement in the screen Reporting data and maintaining the borrower entity or borrower number.
  2. You also have to maintain the field Industry for the business partner. To go to the business partner classification Organization choose Goto ® Central data ® Legal data, and to find the business partner classification Natural person choose Goto ® Central data ® Employment data. The industry is displayed in multi-million loans under the heading Branch of industry.
  3. You have to set the GBA indicator in the securities area by choosing Treasury ® Treasury Management ® Securities ® Master data ® Position indicator.
  4. You maintain the GBA indicator in the loans area in the screen headed Basic Data II.

The borrower entity is currently only defined via the business partner relationship parent/subsidiary corporate group. A borrower entity comprises several borrowers, where one borrower is a parent company and all other borrowers are subsidiaries. To maintain the subsidiary companies, choose Goto ® Central data ® Relationships and enter a relationship type from relationship category 0050 (subsidiary company) for the parent company.
If a borrower is independent, in other words, is not part of a borrower entity, you enter the borrower number in the multi-million loans function. If a borrower belongs to a borrower entity, you enter the borrower entity number in the multi-million loans function. The loans for individual borrowers are added together.

The loans are grouped via the GBA indicator according to §14 of the German Banking Act (GBA).

GBA indicator

§ 14 GBA Grouping

20

Kredite acc. to §19 I Line 2, NOT columns 7, 8, 9

27

Kredite acc. to §19 I Line 2, Realkredite acc. to §14 GBA II

28

Kredite acc. to §19 I Line 2, öff.Verb.Kr acc.to §14 GBA II

29

Kredite acc. to §19 I Line 2, Interbankenkr acc. to §14 GBA II

30

Außerbilanzielle Geschäfte, NOT columns 4,5,6

34

Außerbil. Geschäfte, Finanzswaps etc. acc. to §14 GBA I, Line 1

35

Außerbil. Geschäfte, Gewährl. Swap etc. acc. to §14 GBA I, Line 1

36

Außerbil. Geschäfte, Bürgschaften etc. acc. to §14 GBA I, Line 1

Activities

To call up the multi-million loans function:

  1. Choose Treasury ® Treasury management ® Securities ® Information system ® Regulatory reporting ® Multi-million loan (only Germany).
    The screen for entering program selection data Reference List GBA Para. 14 Securities and Loans appears.
  2. Enter your selection criteria and the reporting period. Choose Execute.
  3. This takes you to the Reference List GBA Para. 14 Securities and Loans, which displays the total debt per borrower entity or borrower, and a summary of the total debt according to the GBA indicators you maintained.
    The columns are currently filled as follows, whereby the column numbering is the same as the print preview according to §14 para. 1 GBA.

Reference List Entries

GBA indicator

Reference list column

20+27+28+29+30+34+35+36

1

20+27+28+29

2

30+34+35+36

3

34

4

35

5

36

6

27

7

28

8

29

9