Electronic Account Statement (FI-BL) (SAP Library - Electronic Account Statement (FI-BL))

Electronic Account Statement (FI-BL)

In many countries today, account statement data can be electronically retrieved from banks. In Germany, this information is accessed using the bank communication standard (BCS) of the banks. For example, MultiCash retrieves the desired data (for example, account statements) from the banks and generates two files from the bank data for further processing:

UMSATZ.TXT
AUSZUG.TXT

The AUSZUG.TXT file contains the header information on the account statement. The UMSATZ.TXT file contains the line items. These files can be imported into the SAP R/3 System where they are then automatically processed. To do this, you run the program that imports the files generated by MultiCash into the system or, more specifically, into the bank data memory.

During conversion, data in these files is supplied with SAP-specific information, such as the chart of accounts and company code, for further processing. After the import transaction is completed, the data in the bank data memory is analyzed. The system tries to identify the individual business transactions and filter out the information necessary for posting, for example document numbers, from the note to payee fields on the account statement (interpretation of the note to payee).

If the necessary information can be interpreted, the system will automatically post the transactions (using batch input or a call transaction). All line items are usually posted automatically.

Statistics show that up to 95% of customer data can be posted automatically in the SAP R/3 System. The system offers convenient tools for further processing of line items that are not posted.

Problems may occur during the posting of incoming payments in the accounts receivable area. Some customer invoices may not be completely cleared or bank transactions may have been made with incorrect references. In these situations, you will have to use the postprocessing function to post the items.

The following topics explain the processing steps of the electronic account statement, such as how data is imported, posted, displayed, and subject to further processing. You can also find important information on the note to payee fields, how to start the program, and how to configure it. Customizing for the electronic account statement is also explained in more detail.